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Start Saving Now for September: Your RESP Checklist Before the School Year Hits

  Canadian Money Brief · Family Finance September feels a long way off on July 1. That's exactly why now is the right time to look at your child's RESP — not in late August when the school supply list arrives and the grant math gets rushed. If you have a Registered Education Savings Plan (or you've been meaning to open one), here's what to check right now, and why the calendar year — not the school year — is what actually matters. Why July, Not August The Canada Education Savings Grant (CESG) — the government's 20% match on RESP contributions — runs on the calendar year , not the school year. Grant room for 2026 resets on a January-to-December basis, and it doesn't carry any special "back to school" deadline. But summer is genuinely the best time to check your numbers, for three reasons: You still have six full months left in the year to top up if you're behind. Contributions made now have more time to grow before your child needs the money. You av...
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Healthy Kids' Meals and Snacks: Wholesome and Easy Recipes

 


Healthy Kids' Meals and Snacks: Wholesome and Easy Recipes



Here are three healthy, affordable, nutritious, and simple for kids' lunches and snacks:

1. Apple Sandwiches: Ingredients:

  • Apples, cored and sliced horizontally into rounds
  • Nut butter (peanut, almond, or sunflower seed)
  • Raisins or dried cranberries
  • Granola or crushed nuts (optional)

Instructions:

  • Take two apple rounds and spread a thin layer of nut butter on one side of each round.
  • Sprinkle raisins or dried cranberries on one side and optionally add a sprinkle of granola or crushed nuts.
  • Press the two rounds together to create an "apple sandwich."

2. Mini Pita Pizzas: Ingredients:

  • Whole wheat mini pitas
  • Tomato sauce (low-sodium)
  • Shredded mozzarella cheese
  • Sliced vegetables (bell peppers, cherry tomatoes, mushrooms)
  • Dried oregano or basil

Instructions:

  • Preheat the oven to 375°F (190°C).
  • Place mini pitas on a baking sheet.
  • Spread a thin layer of tomato sauce on each pita.
  • Sprinkle shredded mozzarella cheese over the sauce.
  • Add sliced vegetables on top and lightly sprinkle with dried oregano or basil.
  • Bake in the oven for about 10 minutes or until the cheese is melted and bubbly.

3. Trail Mix Energy Balls: Ingredients:

  • 1 cup rolled oats
  • 1/2 cup nut butter (peanut, almond, or cashew)
  • 1/3 cup honey or maple syrup
  • 1/2 cup mini chocolate chips or dried fruit (raisins, cranberries)
  • 1/4 cup ground flaxseed
  • 1 teaspoon vanilla extract
  • Pinch of salt

Instructions:

  • In a mixing bowl, combine rolled oats, nut butter, honey or maple syrup, mini chocolate chips or dried fruit, ground flaxseed, vanilla extract, and a pinch of salt.
  • Mix until the ingredients are well combined.
  • Use your hands to shape the mixture into small bite-sized balls.
  • Place the balls on a baking sheet lined with parchment paper and refrigerate for about 30 minutes to set.

These recipes provide a mix of flavors and textures to keep kids interested while ensuring they're getting the nutrients they need. Feel free to adapt these recipes based on dietary preferences and any allergies your child may have.

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