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Rate Watch: Best GIC, Savings and Mortgage Rates in Canada (Nov 13, 2026)

  Rate Watch | Canadian Money Brief Best GIC, Savings and Mortgage Rates in Canada Today Friday, November 13, 2026 • Bank of Canada rate 2.50% • Prime 4.70% The Bank of Canada raised its policy rate to 2.50% on October 28. Savers saw very little of it: GIC rates barely moved, and big-bank savings accounts still pay next to nothing. Borrowers saw more of it: the lowest 5-year fixed mortgage rate crept up from 4.34% to 4.44% after bond yields jumped. Here is where the best rates sit today. 4.05% Best 1-yr GIC WealthONE 4.55% Best 5-yr GIC WealthONE 2.85% Top HISA (no promo) WealthONE / Saven 4.44% Lowest 5-yr fixed insured mortgage 3.60%+ Lowest 5-yr variable insured mortgage Best GIC Rates Term Best rate Provider Runner-up 1 year 4.05% WealthONE Bank of Canada Achieva Financial 3.95% 2 years 4.30% WealthONE Bank of Canada Achieva Financial 4.10% 3 years 4.40% WealthONE Bank of Canada MCAN, Oaken, Saven 4.30% 5 years 4.55% WealthONE Bank of Canada Oaken Financial 4.50% Big banks, 1 y...
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Healthy Kids' Meals and Snacks: Wholesome and Easy Recipes

 


Healthy Kids' Meals and Snacks: Wholesome and Easy Recipes



Here are three healthy, affordable, nutritious, and simple for kids' lunches and snacks:

1. Apple Sandwiches: Ingredients:

  • Apples, cored and sliced horizontally into rounds
  • Nut butter (peanut, almond, or sunflower seed)
  • Raisins or dried cranberries
  • Granola or crushed nuts (optional)

Instructions:

  • Take two apple rounds and spread a thin layer of nut butter on one side of each round.
  • Sprinkle raisins or dried cranberries on one side and optionally add a sprinkle of granola or crushed nuts.
  • Press the two rounds together to create an "apple sandwich."

2. Mini Pita Pizzas: Ingredients:

  • Whole wheat mini pitas
  • Tomato sauce (low-sodium)
  • Shredded mozzarella cheese
  • Sliced vegetables (bell peppers, cherry tomatoes, mushrooms)
  • Dried oregano or basil

Instructions:

  • Preheat the oven to 375°F (190°C).
  • Place mini pitas on a baking sheet.
  • Spread a thin layer of tomato sauce on each pita.
  • Sprinkle shredded mozzarella cheese over the sauce.
  • Add sliced vegetables on top and lightly sprinkle with dried oregano or basil.
  • Bake in the oven for about 10 minutes or until the cheese is melted and bubbly.

3. Trail Mix Energy Balls: Ingredients:

  • 1 cup rolled oats
  • 1/2 cup nut butter (peanut, almond, or cashew)
  • 1/3 cup honey or maple syrup
  • 1/2 cup mini chocolate chips or dried fruit (raisins, cranberries)
  • 1/4 cup ground flaxseed
  • 1 teaspoon vanilla extract
  • Pinch of salt

Instructions:

  • In a mixing bowl, combine rolled oats, nut butter, honey or maple syrup, mini chocolate chips or dried fruit, ground flaxseed, vanilla extract, and a pinch of salt.
  • Mix until the ingredients are well combined.
  • Use your hands to shape the mixture into small bite-sized balls.
  • Place the balls on a baking sheet lined with parchment paper and refrigerate for about 30 minutes to set.

These recipes provide a mix of flavors and textures to keep kids interested while ensuring they're getting the nutrients they need. Feel free to adapt these recipes based on dietary preferences and any allergies your child may have.

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