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Lock In or Stay Variable? What Every Canadian Homeowner Must Decide Before April 29

   Bank of Canada headquarters, Ottawa. Overnight rate held at 2.25% since October 2025. Next decision: April 29, 2026.  The Bank of Canada has held its rate at 2.25% for three straight decisions — but with inflation creeping back up, a Middle East conflict pushing oil prices, and over one million mortgage renewals on the horizon, the stakes of getting this wrong have never been higher. The Canadian Money Brief April 25, 2026 6 min read THE CANADIAN MONEY BRIEF BANK OF CANADA 2.25% 2.25% POLICY RATE HELD SINCE OCT. 2025 · THIRD CONSECUTIVE HOLD NEXT DECISION: APR. 29, 2026 If your mortgage is coming up for renewal in the next six to eighteen months, the question keeping you up at night is probably this: do I lock in a fixed rate now — or do I ride out a variable rate and hope the Bank of Canada does something helpful? It's the right question to be asking. And right now, the answer is more complicated — and more consequential — than it has been in years. The Bank of Canada...
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Must-Know Long-Haul Travel Tips If You’re Flying Internationally: What should I pack in my checked luggage



Here is a list of items that you can consider packing in your checked luggage:

1. Clothing: Pack enough clothes for the duration of your trip. Consider the weather and activities you have planned. Don’t forget to pack comfortable shoes.

2. Toiletries: Pack full-sized toiletries such as shampoo, conditioner, soap, and toothpaste in your checked luggage. Remember to pack these items in a clear plastic bag if you’re flying internationally.

3. Electronics: Pack your electronics such as laptops, cameras, and other devices in your checked luggage.

4. Books and magazines: Pack books, magazines, and other printed materials in your checked luggage.

5. Snacks: Pack some snacks such as granola bars, nuts, or dried fruit in your checked luggage.

6. Gifts: If you’re bringing gifts for family or friends, pack them in your checked luggage.

7. Souvenirs: If you’re planning to buy souvenirs during your trip, pack them in your checked luggage.

8. Extra bags: Pack an extra bag or two in case you need to bring back more items than you anticipated.

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