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BoC Opens the Door to Rate Hikes: What It Means for Your Mortgage

  Published September 4, 2026 The Bank of Canada held its policy rate at 2.25% on September 2 — the seventh straight hold — but Governor Tiff Macklem didn't sound like a central banker done for the year. He told reporters the Bank is "prepared to raise interest rates, and if it takes more than one increase, we're prepared to do that," if inflation stays too high. That's a real shift in tone, and it lands right as a wave of Canadians hit their mortgage renewal date. Here's what changed, who's forecasting what, and what it actually means for your payment. Why the Bank Suddenly Sounds Hawkish Canada's annual inflation rate has climbed to around 3% — a full point above the Bank's 2% target — and the Bank is pointing squarely at energy prices. Oil has stayed elevated because of the Iran conflict and disruption near the Strait of Hormuz, pushing gas prices up and dragging headline CPI with it. Core inflation, which strips out food and energy, is still s...
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Nourishing Bites for Growing Minds: Wholesome and Delicious Kids' Lunches and Snacks - Easy Recipe



Here are three recipes for healthy, affordable, nutritious, and simple kids' lunches and snacks:


1. Veggie Wrap:

Ingredients:

  • Whole wheat tortilla wraps
  • Hummus
  • Sliced cucumbers
  • Sliced bell peppers
  • Shredded carrots
  • Spinach or lettuce leaves

Instructions:

  • Lay out the tortilla wrap on a clean surface.
  • Spread a layer of hummus evenly over the wrap.
  • Layer the sliced cucumbers, bell peppers, shredded carrots, and spinach/lettuce leaves over the hummus.
  • Roll the tortilla tightly, folding in the sides as you go.
  • Cut the wrap into bite-sized pinwheels or leave it as a whole wrap.


2. Fruit Kabobs with Yogurt Dip:

Ingredients:

  • Assorted fresh fruits (e.g., strawberries, grapes, melon chunks, pineapple chunks)
  • Wooden skewers
  • Greek yogurt
  • Honey (optional, for sweetening)

Instructions:

  • Wash and prepare the fruits, cutting them into bite-sized pieces.
  • Thread the fruit pieces onto the wooden skewers in a colorful pattern.
  • In a small bowl, mix Greek yogurt with a drizzle of honey for a dipping sauce.
  • Pack the fruit skewers and yogurt dip separately for a fun and nutritious snack.


3. Mini Quinoa Muffins:

Ingredients:

  • 1 cup cooked quinoa
  • 1 cup grated zucchini
  • 1/2 cup grated cheese (cheddar, mozzarella, etc.)
  • 1/4 cup diced ham or cooked chicken (optional)
  • 2 eggs, beaten
  • 1/4 cup milk
  • 1/4 teaspoon garlic powder
  • Salt and pepper to taste

Instructions:

  • Preheat the oven to 375°F (190°C) and grease a mini muffin tin.
  • In a mixing bowl, combine the cooked quinoa, grated zucchini, grated cheese, and diced ham/chicken.
  • In a separate bowl, whisk together the beaten eggs, milk, garlic powder, salt, and pepper.
  • Pour the egg mixture over the quinoa mixture and stir until well combined.
  • Spoon the mixture into the mini muffin tin, filling each cup almost to the top.
  • Bake for about 15-20 minutes or until the muffins are set and slightly golden.
  • Allow the muffins to cool slightly before removing them from the tin.


Remember to adjust portion sizes and ingredients according to your child's preferences and dietary restrictions. These recipes offer a balance of nutrients and flavors that kids will enjoy while ensuring they get the necessary nutrients for their growth and development.

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