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Big Six Banks Raise Fixed Mortgage Rates: What Your Renewal Costs Now

  Canadian Money Brief • Mortgages Updated Saturday, October 17, 2026 If your mortgage term ends this winter, the rate you saw advertised in August is probably gone. All six of Canada’s big banks have raised fixed rates since early September, and the Bank of Canada hasn’t touched its policy rate in almost a year. That disconnect catches a lot of homeowners off guard. Your fixed mortgage rate doesn’t follow the Bank of Canada. It follows the bond market. And bond yields have been climbing on oil-driven inflation worries, which means the people feeling it first right now are the ones opening a renewal letter. The numbers at a glance Up to 0.50 pt in fixed-rate increases at the big banks in about five weeks • BoC policy rate still 2.25% • Big bank prime still 4.45% • About $110 a month more on a $400,000 balance from a half-point jump How far have the big banks moved? Depending on the term, some big bank fixed rates are up by as much as half a percentage point in roughly five week...

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Nourishing Bites for Growing Minds: Wholesome and Delicious Kids' Lunches and Snacks - Easy Recipe



Here are three recipes for healthy, affordable, nutritious, and simple kids' lunches and snacks:


1. Veggie Wrap:

Ingredients:

  • Whole wheat tortilla wraps
  • Hummus
  • Sliced cucumbers
  • Sliced bell peppers
  • Shredded carrots
  • Spinach or lettuce leaves

Instructions:

  • Lay out the tortilla wrap on a clean surface.
  • Spread a layer of hummus evenly over the wrap.
  • Layer the sliced cucumbers, bell peppers, shredded carrots, and spinach/lettuce leaves over the hummus.
  • Roll the tortilla tightly, folding in the sides as you go.
  • Cut the wrap into bite-sized pinwheels or leave it as a whole wrap.


2. Fruit Kabobs with Yogurt Dip:

Ingredients:

  • Assorted fresh fruits (e.g., strawberries, grapes, melon chunks, pineapple chunks)
  • Wooden skewers
  • Greek yogurt
  • Honey (optional, for sweetening)

Instructions:

  • Wash and prepare the fruits, cutting them into bite-sized pieces.
  • Thread the fruit pieces onto the wooden skewers in a colorful pattern.
  • In a small bowl, mix Greek yogurt with a drizzle of honey for a dipping sauce.
  • Pack the fruit skewers and yogurt dip separately for a fun and nutritious snack.


3. Mini Quinoa Muffins:

Ingredients:

  • 1 cup cooked quinoa
  • 1 cup grated zucchini
  • 1/2 cup grated cheese (cheddar, mozzarella, etc.)
  • 1/4 cup diced ham or cooked chicken (optional)
  • 2 eggs, beaten
  • 1/4 cup milk
  • 1/4 teaspoon garlic powder
  • Salt and pepper to taste

Instructions:

  • Preheat the oven to 375°F (190°C) and grease a mini muffin tin.
  • In a mixing bowl, combine the cooked quinoa, grated zucchini, grated cheese, and diced ham/chicken.
  • In a separate bowl, whisk together the beaten eggs, milk, garlic powder, salt, and pepper.
  • Pour the egg mixture over the quinoa mixture and stir until well combined.
  • Spoon the mixture into the mini muffin tin, filling each cup almost to the top.
  • Bake for about 15-20 minutes or until the muffins are set and slightly golden.
  • Allow the muffins to cool slightly before removing them from the tin.


Remember to adjust portion sizes and ingredients according to your child's preferences and dietary restrictions. These recipes offer a balance of nutrients and flavors that kids will enjoy while ensuring they get the necessary nutrients for their growth and development.

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