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Start Saving Now for September: Your RESP Checklist Before the School Year Hits

  Canadian Money Brief · Family Finance September feels a long way off on July 1. That's exactly why now is the right time to look at your child's RESP — not in late August when the school supply list arrives and the grant math gets rushed. If you have a Registered Education Savings Plan (or you've been meaning to open one), here's what to check right now, and why the calendar year — not the school year — is what actually matters. Why July, Not August The Canada Education Savings Grant (CESG) — the government's 20% match on RESP contributions — runs on the calendar year , not the school year. Grant room for 2026 resets on a January-to-December basis, and it doesn't carry any special "back to school" deadline. But summer is genuinely the best time to check your numbers, for three reasons: You still have six full months left in the year to top up if you're behind. Contributions made now have more time to grow before your child needs the money. You av...
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Healthy Meals: Quinoa Salad with Avocado and Tomatoes:

 


Here's a delicious and healthy recipe for Quinoa Salad with Avocado and Tomatoes:


Ingredients:

For the salad:

  • 1 cup quinoa
  • 2 cups water or vegetable broth
  • 1 pint cherry tomatoes, halved
  • 2 ripe avocados, diced
  • 1/2 cup red onion, finely chopped
  • 1/2 cup fresh cilantro, chopped
  • 1/4 cup fresh mint leaves, chopped (optional)
  • 1/2 cup crumbled feta cheese (optional)
  • Salt and pepper to taste

For the dressing:
  • 3 tablespoons extra-virgin olive oil
  • 2 tablespoons fresh lemon juice (about 1 lemon)
  • 1-2 cloves garlic, minced
  • 1 teaspoon honey or maple syrup (for sweetness)
  • Salt and pepper to taste


Instructions:

1. Rinse the quinoa under cold water to remove any bitterness. In a medium saucepan, combine the quinoa and water or vegetable broth. Bring to a boil, then reduce the heat to low, cover, and simmer for about 15 minutes or until the quinoa is cooked and the liquid is absorbed. Remove from heat and let it cool.

2. While the quinoa is cooling, prepare the dressing. In a small bowl, whisk together the olive oil, lemon juice, minced garlic, honey or maple syrup, salt, and pepper. Adjust the seasoning to your taste.

3. Once the quinoa has cooled, fluff it with a fork and transfer it to a large salad bowl.

4. Add the cherry tomatoes, diced avocados, chopped red onion, cilantro, and mint (if using) to the quinoa.

5. Pour the dressing over the salad ingredients and gently toss to combine, ensuring everything is evenly coated with the dressing.

6. If desired, add the crumbled feta cheese on top of the salad.

7. Taste the salad and adjust the seasoning with more salt and pepper if needed.

8. Serve the quinoa salad immediately, or cover and refrigerate it for a couple of hours to let the flavors meld together.


This Quinoa Salad with Avocado and Tomatoes is not only delicious but also packed with nutrients. It's perfect as a side dish or a light and healthy meal on its own. Enjoy!

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