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Bank of Canada Holds at 2.25% — What the Fine Print Means for You

  July 15, 2026  |  Canadian Money Brief The Bank of Canada held its policy rate at 2.25% today, exactly as every economist surveyed expected. The number didn't move — but the story underneath it did. Between renewed oil-market chaos, a stubbornly hot inflation reading, and an economy that's finally showing signs of life, this "boring" hold decision was anything but simple. If you've been following our preview piece from earlier this week , this is the follow-up: what actually happened, and what it means for your mortgage, your savings, and your grocery bill. The Decision, in Plain English This marks the sixth consecutive hold since the Bank's last cut back in October 2025. The overnight rate stays at 2.25%, the Bank Rate at 2.5%, and the deposit rate at 2.20%. Bank prime — the number that actually determines your variable mortgage or line of credit rate — stays put at 4.45%. Governor Tiff Macklem has described this level as sitting near the bottom of the Bank...
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Health and Fitness: How to Stay Fit and Healthy During the Holidays


The holidays are a time of joy, celebration, and indulgence. But they can also be a challenge for your fitness and health goals. How can you enjoy the festive season without compromising your well-being? Here are some tips to help you stay fit and healthy during the holidays.

1. Plan ahead. If you know you have a party or a family gathering coming up, plan your meals and workouts accordingly. You can eat lighter and healthier on the days before and after the event, and schedule some extra exercise to burn off the calories.

2. Be mindful. When you're at a party or a buffet, don't just mindlessly fill your plate with everything you see. Choose the foods that you really want to eat, and savor them slowly. You'll feel more satisfied and less likely to overeat.

3. Drink water. Water is essential for your health, and it can also help you control your appetite. Drink a glass of water before each meal, and sip water throughout the day. This will keep you hydrated and prevent you from confusing thirst with hunger.

4. Stay active. Don't let the cold weather or the busy schedule stop you from exercising. Find ways to incorporate physical activity into your daily routine, such as taking the stairs, walking the dog, or playing with your kids. You can also try some indoor workouts, such as yoga, dancing, or skipping rope.

5. Have fun. The holidays are not only about food and drinks, but also about spending quality time with your loved ones. Focus on the positive aspects of the season, such as the joy, gratitude, and generosity. Don't stress too much about your diet or your weight, but enjoy yourself and have fun.

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