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Bank of Canada Rate Decision Countdown: What to Expect on July 15

  Published July 4, 2026 In eleven days, the Bank of Canada will make its fifth interest rate call of 2026. If you've got a mortgage renewing, a variable rate that moves with the Bank's decisions, or savings sitting in a high-interest account, this is the date to have circled. Here's where things stand heading into July 15, and what the smart money is expecting. Where the rate sits right now The Bank of Canada has held its policy rate at 2.25% since its last two decisions, with the Bank Rate at 2.50% and the deposit rate at 2.20%. The July 15 announcement, released at 9:45 a.m. ET, will also come with a full Monetary Policy Report, since the Bank publishes its detailed economic projections quarterly alongside the January, April, July, and October decisions. Why most economists expect another hold The case for standing pat comes down to two forces pulling in opposite directions: Inflation is running hot, but mostly for one reason. Canada's headline inflation rate jumped...

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Health and Fitness: How to Stay Fit and Healthy During the Holidays


The holidays are a time of joy, celebration, and indulgence. But they can also be a challenge for your fitness and health goals. How can you enjoy the festive season without compromising your well-being? Here are some tips to help you stay fit and healthy during the holidays.

1. Plan ahead. If you know you have a party or a family gathering coming up, plan your meals and workouts accordingly. You can eat lighter and healthier on the days before and after the event, and schedule some extra exercise to burn off the calories.

2. Be mindful. When you're at a party or a buffet, don't just mindlessly fill your plate with everything you see. Choose the foods that you really want to eat, and savor them slowly. You'll feel more satisfied and less likely to overeat.

3. Drink water. Water is essential for your health, and it can also help you control your appetite. Drink a glass of water before each meal, and sip water throughout the day. This will keep you hydrated and prevent you from confusing thirst with hunger.

4. Stay active. Don't let the cold weather or the busy schedule stop you from exercising. Find ways to incorporate physical activity into your daily routine, such as taking the stairs, walking the dog, or playing with your kids. You can also try some indoor workouts, such as yoga, dancing, or skipping rope.

5. Have fun. The holidays are not only about food and drinks, but also about spending quality time with your loved ones. Focus on the positive aspects of the season, such as the joy, gratitude, and generosity. Don't stress too much about your diet or your weight, but enjoy yourself and have fun.

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