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Big Bank Earnings Are In: What They Reveal About Your Mortgage Stress

  August 26, 2026 Canada's biggest banks are in the middle of reporting Q3 2026 results, and so far the headline numbers look strong. BMO and Scotiabank both beat analyst estimates this week, and National Bank of Canada reported this morning. RBC, TD, and CIBC follow Thursday, closing out the sector's earnings season. But the number that actually matters to most Canadians isn't profit — it's what the banks are setting aside for loans that might go bad, and what they're saying about who's struggling to keep up. That's where the picture gets more interesting than the headlines suggest. The headline numbers BMO kicked off the week with adjusted profit up 22% year-over-year and return on equity climbing to 14%, with the bank reiterating its target of 15% ROE by the end of fiscal 2027. Scotiabank posted what CEO Scott Thomson called a record quarter: net income of $3 billion, up 21% year-over-year, with adjusted ROE hitting 14.2% — clearing the bank's own med...

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"Try to be a rainbow in someone else's cloud" by Maya Angelou.

                                          


     

This quote reminds us of the power of kindness and positivity in brightening someone else's day or life.

Maya Angelou's quote, "Try to be a rainbow in someone else's cloud" beautifully captures the essence of empathy, compassion, and the impact of our actions on others.

In life, we all face difficult moments, challenges, and clouds that can darken our outlook. This quote encourages us to be the source of positivity and support for others during their tough times. Just as a rainbow appears after a storm, bringing hope and beauty, our acts of kindness and understanding can bring comfort and joy to someone who may be going through a storm in their life.

It's a reminder that even small gestures of kindness and encouragement can have a profound effect on someone's well-being. It encourages us to be mindful of the people around us and to strive to make the world a better place by being a source of light and positivity in their lives.

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