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Lock In or Stay Variable? What Every Canadian Homeowner Must Decide Before April 29

   Bank of Canada headquarters, Ottawa. Overnight rate held at 2.25% since October 2025. Next decision: April 29, 2026.  The Bank of Canada has held its rate at 2.25% for three straight decisions — but with inflation creeping back up, a Middle East conflict pushing oil prices, and over one million mortgage renewals on the horizon, the stakes of getting this wrong have never been higher. The Canadian Money Brief April 25, 2026 6 min read If your mortgage is coming up for renewal in the next six to eighteen months, the question keeping you up at night is probably this: do I lock in a fixed rate now — or do I ride out a variable rate and hope the Bank of Canada does something helpful? It's the right question to be asking. And right now, the answer is more complicated — and more consequential — than it has been in years. The Bank of Canada held its overnight policy rate steady at 2.25% on March 18, 2026, marking its third consecutive hold since the last of nine rate cuts wrap...

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China’s recent surge in respiratory illnesses caused by flu and other known pathogens, not COVID-19

 

According to the Chinese health ministry, the recent surge in respiratory illnesses across the country is caused by the flu and other known pathogens, and not by COVID-19. 

The World Health Organization (WHO) has asked China for more data on the respiratory illness spreading in the north of the country, urging people to take steps to reduce the risk of infection . The surge in respiratory illnesses such as flu and RSV has been reported in some parts of China, in the first winter since the country eased its COVID-restrictions. Mycoplasma, which can cause walking pneumonia, is among the bugs that Chinese officials say are behind an outbreak of pneumonia, flu, and COVID-19 in kids.


 


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