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Start Saving Now for September: Your RESP Checklist Before the School Year Hits

  Canadian Money Brief · Family Finance September feels a long way off on July 1. That's exactly why now is the right time to look at your child's RESP — not in late August when the school supply list arrives and the grant math gets rushed. If you have a Registered Education Savings Plan (or you've been meaning to open one), here's what to check right now, and why the calendar year — not the school year — is what actually matters. Why July, Not August The Canada Education Savings Grant (CESG) — the government's 20% match on RESP contributions — runs on the calendar year , not the school year. Grant room for 2026 resets on a January-to-December basis, and it doesn't carry any special "back to school" deadline. But summer is genuinely the best time to check your numbers, for three reasons: You still have six full months left in the year to top up if you're behind. Contributions made now have more time to grow before your child needs the money. You av...

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"Strength does not come from physical capacity. It comes from an indomitable will.” by Mahatma Gandhi

 


This quote by Mahatma Gandhi is a powerful reminder that strength is not just a physical attribute, but a mental and emotional one as well.

 Mahatma Gandhi, was the leader of the Indian independence movement and a champion of nonviolence.  He demonstrated his indomitable will in his nonviolent resistance against British colonial rule in India, inspiring millions of people to follow his example. 

He showed that strength comes from conviction, courage, and perseverance, not from brute force or violence. This quote can inspire us to overcome our own challenges and difficulties with the same spirit of determination and resilience.




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