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BoC Opens the Door to Rate Hikes: What It Means for Your Mortgage

  Published September 4, 2026 The Bank of Canada held its policy rate at 2.25% on September 2 — the seventh straight hold — but Governor Tiff Macklem didn't sound like a central banker done for the year. He told reporters the Bank is "prepared to raise interest rates, and if it takes more than one increase, we're prepared to do that," if inflation stays too high. That's a real shift in tone, and it lands right as a wave of Canadians hit their mortgage renewal date. Here's what changed, who's forecasting what, and what it actually means for your payment. Why the Bank Suddenly Sounds Hawkish Canada's annual inflation rate has climbed to around 3% — a full point above the Bank's 2% target — and the Bank is pointing squarely at energy prices. Oil has stayed elevated because of the Iran conflict and disruption near the Strait of Hormuz, pushing gas prices up and dragging headline CPI with it. Core inflation, which strips out food and energy, is still s...
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Easy Holiday Rum Balls


An easy holiday rum balls recipe for sweet and delicious, rum-soaked cookie balls. Rum balls are the best bite-sized treat for holiday parties and festive gifting!

  • Ingredients:

    • 2 ½ cups Vanilla Wafers (crushed, about 75 wafers)
    • 1 cup Ground Pecans
    • 1 cup Confectioners’ Sugar
    • 2 tablespoons Baking Cocoa (plus 2 teaspoons)
    • ¼ cup Rum
    • 3 tablespoons Honey
    • 2 tablespoons Water
    • Additional Confectioners’ Sugar or Crushed Vanilla Wafers

  • Instructions:

    1. In a large bowl, mix together the crushed vanilla wafers, ground pecans, confectioners’ sugar, and baking cocoa.
    2. In a separate bowl, combine the rum, honey, and water.
    3. Stir the rum mixture into the dry ingredients until well combined.
    4. Shape the mixture into 1-inch balls.
    5. Roll the balls in additional confectioners’ sugar or crushed vanilla wafers.
    6. Store the rum balls in an airtight container.

Enjoy your delicious rum balls!


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