Skip to main content

Featured

RRSP vs TFSA vs FHSA — Which Should You Prioritize in 2026?

  Published: April 2026 | Reading time: 11 min | Category: Investing, Personal Finance, Tax Savings Three registered accounts. Three sets of rules. And most Canadians are using at least one of them wrong. The RRSP, TFSA, and FHSA each offer powerful tax advantages — but they work in completely different ways, and the right priority order depends entirely on your income, your goals, and your timeline. Picking the wrong one first can cost you thousands in taxes over your lifetime. This guide breaks down exactly how each account works, who it's best for, and the optimal contribution strategy for 2026 based on your situation. A Quick Overview of All Three Accounts Before diving into strategy, here's how each account actually works: RRSP TFSA FHSA Contribution deductible? Yes No Yes Growth taxed? No No No Withdrawals taxed? Yes (as income) No No (if for a first home) 2026 annual limit 18% of income, max $32,490 $7,000 $8,000 Lifetime li...
Post a Comment
Read more

article

Labels

Five Healthy Eating Tips for the Holidays





Here are 5 healthy eating tips to keep in mind during the holiday season:

  1. Plan ahead: Before attending a holiday party, eat a healthy snack to avoid overeating. If you’re hosting, consider offering healthier options such as fruit or vegetable platters.

  2. Portion control: Enjoy your favorite holiday foods in moderation. Use a smaller plate to help control portion sizes and avoid going back for seconds.

  3. Stay hydrated: Drinking water can help you feel full and prevent overeating. Try to drink at least 8 cups of water per day.

  4. Get moving: Exercise can help reduce stress and burn off extra calories. Consider taking a walk after a holiday meal or participating in a fun winter activity like ice skating.

  5. Be mindful: Pay attention to your body’s hunger and fullness cues. Eat slowly and savor each bite. Remember that the holidays are about spending time with loved ones, not just food.


Labels:

Comments

Post a Comment