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As 2026 unfolds, Canadian savers are navigating a financial landscape shaped by falling interest rates, persistent living‑cost pressures, and evolving tax‑advantaged opportunities. Experts say this is the year to be intentional, strategic, and proactive with your money. Reevaluate Your Savings Accounts Interest rates have been trending downward, and many high‑interest savings accounts have quietly reduced their payouts. GIC rates remain more stable, but they too are expected to soften as rate cuts continue. What to do now: Check the current rate on every savings account you hold Compare alternatives and switch if your rate has dropped significantly Consider laddering GICs to lock in competitive yields while they’re still available Make the Most of Your TFSA The Tax‑Free Savings Account remains one of the most powerful tools for Canadians. With annual contribution room increasing over time, it’s an ideal place to shelter both short‑term savings and long‑term investments. Why...
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Five Healthy Eating Tips for the Holidays
Here are 5 healthy eating tips to keep in mind during the holiday season:
Plan ahead: Before attending a holiday party, eat a healthy snack to avoid overeating. If you’re hosting, consider offering healthier options such as fruit or vegetable platters.
Portion control: Enjoy your favorite holiday foods in moderation. Use a smaller plate to help control portion sizes and avoid going back for seconds.
Stay hydrated: Drinking water can help you feel full and prevent overeating. Try to drink at least 8 cups of water per day.
Get moving: Exercise can help reduce stress and burn off extra calories. Consider taking a walk after a holiday meal or participating in a fun winter activity like ice skating.
Be mindful: Pay attention to your body’s hunger and fullness cues. Eat slowly and savor each bite. Remember that the holidays are about spending time with loved ones, not just food.
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