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OAS Payments Are Bigger This July — Here's How Much More You'll Get

  July 21, 2026 If you or someone in your family collects Old Age Security, the deposit landing later this month is larger than the last one. Here's exactly why, and what the new numbers look like. Old Age Security payments went up 1.2% for the July-to-September 2026 quarter — the largest of the four scheduled increases so far this year. Combined with earlier adjustments, that puts OAS 2.3% higher than it was in July 2025. OAS amounts are reviewed every January, April, July, and October to track the Consumer Price Index. When the cost of living rises, the payment rises with it. When it falls, the payment simply holds steady — OAS is protected from ever decreasing. The new maximum monthly amounts Age Group April–June 2026 July–September 2026 Monthly Increase 65 to 74 $743.05 $751.97 +$8.92 75 and older $817.36 $827.17 +$9.81 Seniors 75 and up sit higher because of the permanent 10% top-up the federal government added to that age group's OAS back in July 2022. That bump applies...

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Global Markets Surge on Fed Rate Cut Signals


Markets around the world are experiencing a significant upswing as the Federal Reserve signals potential rate cuts in the coming year. This optimistic outlook has sparked a rally across both stock and bond markets, with Asia joining the upward trend.

Key Highlights:

  • Stock Market Rally: A global stock index has risen for six consecutive sessions, with notable gains in Australian and South Korean shares. The S&P 500 reached its highest point in nearly two years, and Apple Inc’s shares hit a new high.
  • Federal Reserve’s Dovish Stance: The Fed maintained current rates but hinted at a 75 basis point reduction in 2024 through its “dot plot,” a more aggressive cut than previously suggested.
  • Bond Market Gains: Following the Fed’s announcement, US Treasuries saw a rise, with 10-year yields dropping below 4% for the first time since August. Swap contracts indicate expectations of 140 basis points of easing within the next year.
  • Inflation Trends: Recent reports show a slowdown in producer-price increases and a decrease in the annual inflation rate, aligning with the Fed’s target.

This broad “risk-on” rally is anticipated to continue, with experts like Kellie Wood from Schroders Plc predicting robust market performance. The dovish signs from the Fed have indeed delivered an early Christmas gift to investors, setting a positive tone for market activities.

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