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Start Saving Now for September: Your RESP Checklist Before the School Year Hits

  Canadian Money Brief · Family Finance September feels a long way off on July 1. That's exactly why now is the right time to look at your child's RESP — not in late August when the school supply list arrives and the grant math gets rushed. If you have a Registered Education Savings Plan (or you've been meaning to open one), here's what to check right now, and why the calendar year — not the school year — is what actually matters. Why July, Not August The Canada Education Savings Grant (CESG) — the government's 20% match on RESP contributions — runs on the calendar year , not the school year. Grant room for 2026 resets on a January-to-December basis, and it doesn't carry any special "back to school" deadline. But summer is genuinely the best time to check your numbers, for three reasons: You still have six full months left in the year to top up if you're behind. Contributions made now have more time to grow before your child needs the money. You av...
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Air Travel Tips: Navigating the Skies with Ease

 

Traveling by air is a modern luxury that can whisk you across continents in mere hours. However, it’s not without its challenges. From crowded airports to overbooked flights, here are some essential tips to make your journey smoother:

1. Get Organized

  • Pre-Flight Prep: Reduce stress by organizing your travel essentials before boarding. Check your passport, tickets, and other documents well in advance.

2. Know the Baggage Rules

  • Checked Baggage: Familiarize yourself with checked baggage restrictions. Avoid being that person frantically rearranging their suitcase at the check-in counter.

  • Carry-On Guidelines: Most airlines allow one carry-on bag and one personal item (like a briefcase or purse). Be aware of size and weight limits.

3. Track Your Flight

  • Stay Informed: Use flight tracking apps or airline notifications to keep tabs on your flight status. Delays happen, but being informed helps.

4. Arrive Early

  • Time Buffer: Arrive at the airport with ample time. Security lines, check-in, and boarding can take longer than expected.

5. Dress Comfortably

  • Loose Clothing: Opt for comfortable attire. Loose-fitting clothes are ideal for long flights.

  • Bring a Sweatshirt: Airplanes can get chilly. A lightweight sweatshirt or shawl is handy.

  • Pay Attention to Socks: Slip-on shoes and cozy socks make security checks a breeze.

Remember, air travel is an adventure. Embrace the journey, and may your flights be smooth and your skies friendly! 




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