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5 Things to Know Today: Tariffs, a CPI Surprise, and the Mortgage Rate Gap

  July 21, 2026 A new round of US tariffs, a surprise inflation dip, and a widening gap between fixed and variable mortgage rates are all moving in different directions today. Here's what's happening and what it means for your money. 1. Washington hits Canada with new 50% tariffs on everyday goods The White House has announced fresh 50% tariffs on a wide list of Canadian exports, including wine, dairy, furniture, hockey equipment, cement, and clothing. The move is framed as retaliation over Canada's dairy quotas, car import rules, and provincial bans on US alcohol. The tariffs take effect August 19 and apply even to goods that would normally qualify duty-free under CUSMA, though energy, potash, fish, and critical minerals are exempt. What it means for you: This round targets export industries, not imports into Canada, so it won't directly raise shelf prices here the way a Canadian tariff on US goods would. The bigger risk is indirect — job pressure in affected sectors ...
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Benefits of airline rewards programs

 

Airline rewards programs offer a host of advantages for frequent travelers and savvy flyers. Let’s explore some of the key benefits:

  1. Free Flights: Accumulating miles allows you to redeem them for free flights. Whether it’s a domestic trip or an international adventure, your rewards can significantly offset travel costs.

  2. Upgrades: Many programs offer the opportunity to upgrade from economy to business or first class using your miles. Enjoy a more comfortable and luxurious flying experience without paying the full fare.

  3. Priority Boarding: Elite members often receive priority boarding, allowing you to settle into your seat early and avoid the rush.

  4. Lounge Access: Access to airport lounges provides a quiet and comfortable space to relax, work, or enjoy complimentary snacks and beverages before your flight.

  5. Baggage Allowance: Elite status often comes with increased baggage allowances, saving you money on checked bags.

  6. Flexible Redemption: Use your miles not only for flights but also for hotel stays, car rentals, and other travel-related expenses.

  7. Partner Airlines and Alliances: Many programs have partnerships with other airlines, allowing you to earn and redeem miles across a broader network.

  8. Special Promotions: Keep an eye out for bonus promotions that allow you to earn extra miles through specific activities (such as dining out or shopping).

  9. Status Benefits: Achieving elite status grants additional perks like priority check-in, dedicated customer service lines, and complimentary upgrades.

  10. Mileage Expiration Prevention: Some programs offer ways to keep your miles active, ensuring they don’t expire.

Remember to choose a program that aligns with your travel habits and preferences.

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