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How to Use a Spousal RRSP to Save Thousands in Retirement (2026 Guide)

  Published: April 2026 | Reading time: 10 min | Category: Retirement, Tax Savings, Personal Finance Most Canadian couples are leaving thousands of dollars on the table every single year by not using a spousal RRSP. It's one of the most powerful — and most underused — income-splitting strategies available to Canadians, and it's completely legal, fully endorsed by CRA, and available to almost every married or common-law couple in the country. If one spouse earns significantly more than the other, a spousal RRSP can save your household $5,000–$15,000 or more in lifetime taxes. This guide explains exactly how it works, who benefits most, and the rules you need to know to do it correctly. What Is a Spousal RRSP? A spousal RRSP is a Registered Retirement Savings Plan where one spouse (the contributor ) makes contributions, but the account is owned and will eventually be withdrawn by the other spouse (the annuitant ). The key mechanics: The contributing spouse gets the ...
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Mexico’s Popocatepetl Volcano Returns to Activity with Impressive Views

Mexico’s Popocatepetl volcano, affectionately known as “El Popo,” has once again come alive with a dramatic display of volcanic activity. On Thursday, plumes of smoke and debris billowed from the crater, captivating onlookers and reminding us of the raw power of nature.

After nearly 50 years of dormancy, Popocatepetl roared back to life in 1994. Since then, it has been a restless giant, producing powerful explosions at irregular intervals. Its activity increased significantly in 1991, and since 1993, smoke has been a constant presence emanating from the crater.

In response to the recent surge in activity, Mexico’s National Disaster Prevention Center issued a yellow alert. Residents are cautioned not to approach the crater due to an increased risk of falling rocks. Additionally, seismic activity around the mountain has intensified, prompting vigilance and safety measures.

Popocatepetl’s imposing silhouette stands as a reminder of the delicate balance between our human existence and the forces that shape our planet. As the volcano continues its fiery dance, we watch in awe and respect, humbled by the ancient rhythms of Earth.


 

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