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BoC Decision Day: What a Hold at 2.25% Means for Your Mortgage

  Published September 2, 2026 Tomorrow's date has been sitting at the bottom of every Canadian Money Brief for weeks, and it's finally here. The Bank of Canada announces its overnight rate decision on Wednesday, September 2 at 9:45 a.m. ET, with Governor Tiff Macklem holding a press conference at 10:30. Every economist polled by Reuters — all 35 of them — expects the same outcome: a hold at 2.25%, the eighth straight meeting without a move. That's the headline. The more useful question for your wallet is what a "boring" hold actually does — and doesn't do — to your mortgage, and why two of the Big Six banks think the boring streak is about to end. Why a hold is the almost-certain call The Bank has a genuinely awkward setup heading into this meeting. On one side, the economy just posted its best quarter in years: GDP grew at a 3.3% annualized pace in the second quarter, well ahead of the Bank's own 2.5% forecast, and July's jobs report added a blowout ...

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Recognizing Early Signs of Dementia After Age 50

 

As we age, paying attention to subtle behavioral changes becomes crucial. Here are five key behaviors to watch for in friends and family over the age of 50, which might warrant further attention:

  1. Apathy: A noticeable lack of interest or emotions.
  2. Affective Dysregulation: Mood swings, anxiety, or depression.
  3. Lack of Impulse Control: Difficulty managing impulses.
  4. Social Inappropriateness: Behaviors that don’t align with social norms.
  5. Abnormal Thoughts or Perceptions: Unusual beliefs or hallucinations.

These early indicators could signal underlying dementia. If you notice any of these changes, consider seeking professional advice. Early detection allows for timely intervention and better management of cognitive decline


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