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Two-Thirds of RDSP Money Goes Unclaimed: How Ottawa's $70,000 Disability Benefit Actually Works

  Published August 19, 2026 Of the 311,000 active Registered Disability Savings Plans opened since the program launched in 2008, Canadians have contributed $3.3 billion — and Ottawa has matched that with $5.1 billion in grants and $2.1 billion in bonds, according to figures reported by BNN Bloomberg on Wednesday. That sounds like a program working as intended. It isn't. The same report cites the latest Statistics Canada tally showing that two-thirds of the government money set aside for the RDSP goes unclaimed every year, largely because eligible Canadians don't know the plan exists. If you or someone in your family is approved for the Disability Tax Credit, this is one of the highest-value accounts the federal government offers — richer, dollar for dollar, than the RRSP, the TFSA, or the RESP. Here's how the math actually works, and what it takes to claim your share. Who qualifies Anyone approved for the Disability Tax Credit (DTC) — via CRA Form T2201, certified by a medi...
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Catherine, Princess of Wales, Reveals Cancer Diagnosis and Begins Chemotherapy

 



In a heartfelt video message released on Friday, Catherine, Princess of Wales, announced that she has been diagnosed with cancer and has already commenced chemotherapy. The news comes after weeks of speculation about her health and whereabouts since she underwent unspecified abdominal surgery in January.

The 42-year-old princess described the diagnosis as a “huge shock” for her and her husband, Prince William. She emphasized the need for privacy during this challenging time for their young family. Catherine’s announcement echoes that of King Charles III, who disclosed his own cancer diagnosis and treatment earlier this year.

Catherine’s health journey has been closely followed by the public, especially after her abdominal surgery. Initially believed to be noncancerous, further tests revealed evidence of cancer. Doctors recommended chemotherapy, which she recently began. The recovery process has been arduous, but Catherine has taken the time to explain everything to her children—George, Charlotte, and Louis—and reassure them that she will be okay.

The royal family now faces a period of deep uncertainty. With both the 75-year-old monarch and Catherine dealing with health challenges, the future remains uncertain. The king’s own cancer diagnosis added to the family’s concerns, although the specific type of cancer has not been disclosed.

Catherine, the future queen, implored the public and the media to respect her family’s need for privacy during this difficult time. She expressed gratitude for the support they have received and asked for understanding as they navigate this personal battle.

As the world sends well wishes and hopes for her speedy recovery, Catherine’s strength and resilience shine through. We stand by her side during this challenging chapter, offering our thoughts and prayers for her health and well-being.


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