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Understanding Your TFSA Contribution Room in 2026

A Tax‑Free Savings Account (TFSA) is one of Canada’s most flexible and powerful savings tools, but figuring out your exact contribution room can feel like solving a puzzle. A clear breakdown makes it much easier. How TFSA Contribution Room Works Your available room is made up of three parts: Annual TFSA limit for the current year Unused contribution room from previous years Withdrawals from previous years (added back the following January) For 2026, the annual TFSA limit is $7,000 . Step‑by‑Step: How to Calculate Your Room Use this simple formula: [ \text{TFSA Room} = \text{Unused Room from Prior Years} + \text{Current Year Limit} + \text{Withdrawals from Last Year} ] A quick example: Unused room from past years: $18,000 2026 limit: $7,000 Withdrawals made in 2025: $4,000 [ \text{Total Room} = 18,000 + 7,000 + 4,000 = 29,000 ] That means you could contribute $29,000 in 2026 without penalty. A Few Helpful Notes Over‑contributions lead to penalties, so it’s worth...
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Death and Fear: Chaos Unleashed in Moscow Concert Attack

 

In a horrifying turn of events, the Crocus City Hall near Moscow became a scene of terror as four armed assailants calmly approached the metal detectors. Their automatic weapons erupted in short bursts, sending terrified civilians sprawling to the ground in a hail of bullets. The once-celebratory atmosphere turned into a nightmare.

Witnesses recount the chaos. Natalya, standing in line to enter the 6,200-seat concert hall, had just removed her coat. Suddenly, shots rang out from behind, loud and jarring. “It was like a firecracker blast,” she recalls, “but with an automatic burst. I could hear it right behind me.” The Soviet-era rock group “Picnic” was scheduled to perform their hit song “Afraid of Nothing,” but fear replaced anticipation as the gunmen unleashed hell upon the unsuspecting crowd.

Smoke and flames engulfed the venue, and emergency services rushed to the scene. The aftermath left a makeshift memorial, flowers, and candles in memory of the victims. The tragedy reverberated far beyond Moscow, touching hearts across the world.

As investigators piece together the motives behind this senseless attack, one thing remains clear: death and fear have forever scarred the memories of those who witnessed the horror at Crocus City Hall. 

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