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5 Things to Know Today — September 22, 2026

  September 22, 2026 BoC hike odds reach a coin flip. Oil retreats from four-month highs. Trump's Belarus potash play draws fire. A new federal bill speeds up major projects — with strings attached. Here's what moves your money today. 1. BoC October Hike Is Now a Coin Flip The Bank of Canada next meets October 28 , and markets are evenly split on whether it will raise rates for the first time since cutting to 2.25%. The whiplash is largely imported: after the U.S. Federal Reserve hiked 25 basis points to 3.75–4.00% on September 16 in a unanimous 12-0 vote — the first American rate increase since July 2023 — market-implied odds of a matching BoC move jumped from below 10% to roughly 60% in two weeks, according to LSEG Data & Analytics. Before the BoC's September 2 hold, odds of a hold sat at 94%. The 175-basis-point gap between the BoC (2.25%) and the Fed (3.75–4.00%) is the widest since 2022, which puts direct downward pressure on the loonie and upward pressure on Ca...
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How to Save Money on Kids’ Expenses Without Sacrificing Fun

Raising kids can be expensive, but it doesn’t have to be. There are many ways to cut costs on kids’ expenses without compromising their happiness or well-being. Here are some tips to help you save money and still have fun with your kids:

  • Simplify birthday parties: Instead of spending hundreds of dollars on venues, food and entertainment, host a party at home or a nearby park. Kids will enjoy playing games, eating cake and spending time with their friends. You can also ask guests to bring a dish or a gift to share.
  • Postpone the trips: Traveling with kids can be enriching, but also costly and stressful. Wait until your kids are old enough to appreciate and remember the experience. You can also explore local attractions, go camping or visit relatives instead of flying abroad.
  • Reduce the clutter. Kids don’t need a lot of toys and books to be happy. Having too many can overwhelm them and reduce their creativity. Choose quality over quantity and donate or sell the ones they don’t use. You can also borrow books from the library, swap with friends or buy secondhand.
  • Delay the activities: Enrolling your kids in various activities can be beneficial, but also expensive and time-consuming. Consider whether your kids are ready and interested in the activity before signing them up. You can also encourage them to play outdoors, do arts and crafts or learn new skills at home.
  • Dress them smartly: Kids grow fast and their tastes change quickly. Buying them fancy clothes can be a waste of money and closet space. Opt for comfortable, durable and versatile outfits that can be mixed and matched. You can also shop at thrift stores, swap with friends or make your own clothes.
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