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Canada's New Grocery Benefit Starts July 3 — How Much Will You Get?

  If you've been receiving the GST/HST credit, something is changing on July 3, 2026 — and it's actually good news. The federal government is replacing the old credit with a new program called the Canada Groceries and Essentials Benefit (CGEB) , and it comes with payments that are 25% larger. More than 12 million Canadians qualify. No application is required. Here's everything you need to know before the first payment lands. What Is the CGEB? The Canada Groceries and Essentials Benefit is the federal government's replacement for the GST/HST credit, which has been around since 1991. Prime Minister Mark Carney announced the new benefit on January 26, 2026, and it received Royal Assent on February 12 under Bill C-19. The legislation commits $11.7 billion in additional support to Canadians over six years — $3.1 billion immediately through the one-time June top-up, and $8.6 billion over five years through higher quarterly payments. The name change is deliberate — it signal...

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How to Save Money on Kids’ Expenses Without Sacrificing Fun

Raising kids can be expensive, but it doesn’t have to be. There are many ways to cut costs on kids’ expenses without compromising their happiness or well-being. Here are some tips to help you save money and still have fun with your kids:

  • Simplify birthday parties: Instead of spending hundreds of dollars on venues, food and entertainment, host a party at home or a nearby park. Kids will enjoy playing games, eating cake and spending time with their friends. You can also ask guests to bring a dish or a gift to share.
  • Postpone the trips: Traveling with kids can be enriching, but also costly and stressful. Wait until your kids are old enough to appreciate and remember the experience. You can also explore local attractions, go camping or visit relatives instead of flying abroad.
  • Reduce the clutter. Kids don’t need a lot of toys and books to be happy. Having too many can overwhelm them and reduce their creativity. Choose quality over quantity and donate or sell the ones they don’t use. You can also borrow books from the library, swap with friends or buy secondhand.
  • Delay the activities: Enrolling your kids in various activities can be beneficial, but also expensive and time-consuming. Consider whether your kids are ready and interested in the activity before signing them up. You can also encourage them to play outdoors, do arts and crafts or learn new skills at home.
  • Dress them smartly: Kids grow fast and their tastes change quickly. Buying them fancy clothes can be a waste of money and closet space. Opt for comfortable, durable and versatile outfits that can be mixed and matched. You can also shop at thrift stores, swap with friends or make your own clothes.

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