Thursday, July 9, 2026 Every July, a wave of federal benefit payments resets for the new benefit year — and 2026 brings one of the biggest shifts in years. Between a permanent 25% boost to the old GST/HST credit, a fresh Canada Child Benefit increase, and the largest quarterly OAS bump of the year, millions of Canadian households will see different numbers land in their accounts this month. Here's what actually changed, and what to check in your own CRA account. The GST/HST Credit Has a New Name — and a Bigger Payout The GST/HST credit has officially been replaced by the Canada Groceries and Essentials Benefit (CGEB) . It's not a new program from scratch — it runs on the same CRA infrastructure and eligibility rules — but the payment amounts are 25% higher, and that increase is locked in for five years. The first CGEB payment went out on July 3, 2026. Under the new structure: A single individual with no children can receive up to roughly $679 per year (about $170 per quart...
As the days grow longer and the weather warms up, many Canadians are itching to embark on spring getaways. Whether you’re planning a tropical escape or exploring local gems, here are some savvy travel hacks to help you save money and make the most of your next trip:
1. Choose an Affordable Destination
Selecting budget-friendly destinations can significantly impact your travel expenses. Consider places where your Canadian dollar stretches further. For instance:
- Indonesia: Enjoy five-star hotels for as low as $55 Canadian per night.
- Vietnam: Savor fresh seafood and beer for a fraction of the cost.
- Thailand: Explore beautiful beaches and vibrant markets without breaking the bank.
2. Leverage Travel Credit Cards
Use travel credit cards to your advantage. These cards offer perks like discounted flights, hotel deals, and rewards points. For example:
- With a co-branded Aeroplan Visa card, you can earn points on purchases and access preferred pricing for Air Canada flights.
3. Book Early Morning Flights
Opt for early morning flights to minimize delays and cancellations. Departing before 3 p.m. reduces the risk of flight disruptions.
4. Take Advantage of Airport Services
Many airports now offer online reservation systems to manage security screening wait times. Programs like YYZ Express at Toronto Pearson International Airport allow you to book your spot in the security line, saving precious time. Similar services exist at Montreal Trudeau International Airport (YUL Express) and Vancouver International Airport (YVR Express).
5. Sign Up for Free Points Programs
Enroll in loyalty programs to accumulate points and enjoy travel perks. Whether it’s airline miles, hotel rewards, or car rental bonuses, these programs can add up to significant savings.
6. Consider Off-Peak Travel Times
Travel during off-peak seasons to avoid crowds and high prices. Spring offers a sweet spot between winter chill and summer rush.
7. Pack Light with Carry-On Luggage
Opt for a carry-on instead of checked bags. Not only will you save on baggage fees, but you’ll also breeze through airports without waiting at baggage claim.
Remember, a little planning and smart choices can turn your spring adventure into an affordable and memorable experience.
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