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Fixed vs. Variable Mortgages in Canada: Which Should You Choose Right Now?

  Mortgages | Personal Finance | June 2026 Variable rates sit at 3.30% while fixed rates have climbed above 4%. The Bank of Canada is frozen between inflation and recession. Here's what that means for your mortgage decision today. By MoneySavings.ca Staff  |   June 26, 2026 📊 Today's Best Mortgage Rates — June 26, 2026 Type Term Lowest Rate (Broker) Big Bank Range Variable 5-Year ~3.30% ~3.50–4.00% Fixed (Insured) 5-Year ~4.04% ~4.50–5.20% Fixed (Conventional) 5-Year ~3.94% Higher Bank of Canada Policy Rate 2.25%  |  Prime Rate: 4.45% Sources: NerdWallet Canada, Ratehub.ca, WOWA.ca, bestrates.ca. Rates as of June 26, 2026. Broker rates require qualification; Big Bank rates are estimates. Your actual rate depends on your credit score, down payment, and mortgage type. If you're buying a home, renewing a mortgage, or simply trying to make sense of an unusually complex rate environment, you've arrived at the right question at a complicated moment. The Canadian...
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International Women’s Day 2024: Celebrating #InspireInclusion

 

On March 8, 2024, we commemorate International Women’s Day, a global event that recognizes the achievements, contributions, and resilience of women across the world. This year’s theme, #InspireInclusion, calls for action to break down barriers, challenge stereotypes, and create environments where all women are valued and respected.

What Is #InspireInclusion?

  • #InspireInclusion encourages everyone to recognize the unique perspectives and contributions of women from all walks of life, including those from marginalized communities. It’s about fostering a sense of belonging, relevance, and empowerment for women everywhere.
  • By inspiring others to understand and value women’s inclusion, we forge a better world. When women themselves feel included, they experience a profound sense of belonging and empowerment.

How Can You Participate?

  1. Share Your #InspireInclusion Photos and Messages: Join the movement by posting your photos and messages that celebrate women’s diverse voices, achievements, and stories. Use the hashtag #InspireInclusion to amplify the message.
  2. Challenge Stereotypes: Engage in conversations that challenge stereotypes and biases. Advocate for equal opportunities and representation.
  3. Support Women Year-Round: While International Women’s Day is a powerful moment, let’s remember that supporting women is an ongoing commitment. Be an ally, mentor, or advocate throughout the year.

Let’s celebrate the women who inspire us, honor their resilience, and work collectively to create a world where every woman’s voice matters. Happy International Women’s Day!


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