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Rate Watch: Best GIC, Savings and Mortgage Rates in Canada (Nov 13, 2026)

  Rate Watch | Canadian Money Brief Best GIC, Savings and Mortgage Rates in Canada Today Friday, November 13, 2026 • Bank of Canada rate 2.50% • Prime 4.70% The Bank of Canada raised its policy rate to 2.50% on October 28. Savers saw very little of it: GIC rates barely moved, and big-bank savings accounts still pay next to nothing. Borrowers saw more of it: the lowest 5-year fixed mortgage rate crept up from 4.34% to 4.44% after bond yields jumped. Here is where the best rates sit today. 4.05% Best 1-yr GIC WealthONE 4.55% Best 5-yr GIC WealthONE 2.85% Top HISA (no promo) WealthONE / Saven 4.44% Lowest 5-yr fixed insured mortgage 3.60%+ Lowest 5-yr variable insured mortgage Best GIC Rates Term Best rate Provider Runner-up 1 year 4.05% WealthONE Bank of Canada Achieva Financial 3.95% 2 years 4.30% WealthONE Bank of Canada Achieva Financial 4.10% 3 years 4.40% WealthONE Bank of Canada MCAN, Oaken, Saven 4.30% 5 years 4.55% WealthONE Bank of Canada Oaken Financial 4.50% Big banks, 1 y...
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Red Sea Crisis: Civilian Ship Crew Evacuated After Fatal Houthi Attack

 

In a tragic turn of events, the Red Sea has witnessed its first civilian casualties due to the escalating Houthi attacks. A commercial vessel, targeted by a missile, resulted in the death of three crew members, prompting an urgent evacuation by the Indian Navy. The attack marks a significant escalation in the conflict, underscoring the dangers faced by civilian seafarers in one of the world’s busiest shipping lanes.

The vessel, identified as the Barbados-flagged True Confidence, was operating about 50 nautical miles off the port of Aden when it was struck. The Indian Navy’s swift action ensured the safety of the remaining crew, who were taken to a hospital in Djibouti. The international community has expressed outrage over the attack, calling for immediate action to protect innocent lives and maintain the security of critical maritime routes.

This incident has raised serious concerns about the safety of commercial shipping in the region and the potential impact on global trade. With the Houthis continuing their campaign, the call for decisive measures to safeguard seafarers and ensure the free flow of commerce has never been more urgent.

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