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Lock In or Stay Variable? What Every Canadian Homeowner Must Decide Before April 29

   Bank of Canada headquarters, Ottawa. Overnight rate held at 2.25% since October 2025. Next decision: April 29, 2026.  The Bank of Canada has held its rate at 2.25% for three straight decisions — but with inflation creeping back up, a Middle East conflict pushing oil prices, and over one million mortgage renewals on the horizon, the stakes of getting this wrong have never been higher. The Canadian Money Brief April 25, 2026 6 min read THE CANADIAN MONEY BRIEF BANK OF CANADA 2.25% 2.25% POLICY RATE HELD SINCE OCT. 2025 · THIRD CONSECUTIVE HOLD NEXT DECISION: APR. 29, 2026 If your mortgage is coming up for renewal in the next six to eighteen months, the question keeping you up at night is probably this: do I lock in a fixed rate now — or do I ride out a variable rate and hope the Bank of Canada does something helpful? It's the right question to be asking. And right now, the answer is more complicated — and more consequential — than it has been in years. The Bank of Canada...

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Wall Street Sees Slight Decline Following Recent Rally

 


In the wake of a robust rally last week, Wall Street experienced a modest downturn. Amidst this financial ebb and flow, Boeing has announced a significant change in its leadership, with the CEO set to depart at the year’s end.

The financial landscape remains ever-dynamic, with investors closely monitoring the Federal Reserve’s potential interest rate cuts. The market’s pulse is also influenced by global events, such as the Bank of Japan’s recent interest rate hike—the first in 17 years—signaling a cautious yet pivotal shift in economic policy.

As the market navigates through these fluctuations, the departure of Boeing’s CEO marks a notable corporate transition, reflecting the intricate dance between executive movements and market reactions.

Investors and analysts alike are keeping a keen eye on these developments, understanding that today’s ripples can turn into tomorrow’s waves, shaping the future of the financial world.

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