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BoC Opens the Door to Rate Hikes: What It Means for Your Mortgage

  Published September 4, 2026 The Bank of Canada held its policy rate at 2.25% on September 2 — the seventh straight hold — but Governor Tiff Macklem didn't sound like a central banker done for the year. He told reporters the Bank is "prepared to raise interest rates, and if it takes more than one increase, we're prepared to do that," if inflation stays too high. That's a real shift in tone, and it lands right as a wave of Canadians hit their mortgage renewal date. Here's what changed, who's forecasting what, and what it actually means for your payment. Why the Bank Suddenly Sounds Hawkish Canada's annual inflation rate has climbed to around 3% — a full point above the Bank's 2% target — and the Bank is pointing squarely at energy prices. Oil has stayed elevated because of the Iran conflict and disruption near the Strait of Hormuz, pushing gas prices up and dragging headline CPI with it. Core inflation, which strips out food and energy, is still s...
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Your March Wellness Guide: From Daylight Saving to Spring Cleaning

 


Happy March 1st! As we step into this vibrant month, let’s embrace the changing season and prioritize our well-being. Here’s your comprehensive guide to a happier, healthier you:

1. Unplug and Reconnect

Today marks the Global Day of Unplugging. As the sun sets, consider stepping away from screens and tech devices. Take a leisurely walk, host a game night with friends, or simply people-watch at your favorite coffee shop. Disconnect to reconnect with the world around you.

2. Spring Forward with Daylight Saving Time

On Sunday, March 10, at 2 a.m., it’s time to “spring forward” for daylight saving time. While we gain more daylight in the evenings, we lose an hour of sleep. To ease this transition, consider going to bed a little earlier in the days leading up to DST. Remember, adjusting your clocks isn’t just about time—it impacts our health too.

3. Asparagus: Spring’s Nutrient-Packed Delight

With spring’s arrival, fresh produce is back in season. Add asparagus to your shopping basket. Not only is it delicious, but it also boasts health benefits:

  • Rich in fiber and antioxidants
  • High in vitamins A, C, E, and K
  • Acts as a natural diuretic
  • Contains glutathione, which helps combat carcinogens and free radicals So, can you spare a spear? Explore springtime recipes featuring this vibrant veggie.

4. Colorectal Cancer Awareness Month

March serves as a reminder to prioritize our health. If you’re between the ages of 45 and 75, book that routine colonoscopy. Early detection is key, and taking care of your gut health is essential. Even if you’re younger, consider discussing your family history and any concerning symptoms with your doctor.

Let’s make March a month of growth, renewal, and self-care. 

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