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Rate Watch: Best GIC, Savings and Mortgage Rates in Canada (Nov 13, 2026)

  Rate Watch | Canadian Money Brief Best GIC, Savings and Mortgage Rates in Canada Today Friday, November 13, 2026 • Bank of Canada rate 2.50% • Prime 4.70% The Bank of Canada raised its policy rate to 2.50% on October 28. Savers saw very little of it: GIC rates barely moved, and big-bank savings accounts still pay next to nothing. Borrowers saw more of it: the lowest 5-year fixed mortgage rate crept up from 4.34% to 4.44% after bond yields jumped. Here is where the best rates sit today. 4.05% Best 1-yr GIC WealthONE 4.55% Best 5-yr GIC WealthONE 2.85% Top HISA (no promo) WealthONE / Saven 4.44% Lowest 5-yr fixed insured mortgage 3.60%+ Lowest 5-yr variable insured mortgage Best GIC Rates Term Best rate Provider Runner-up 1 year 4.05% WealthONE Bank of Canada Achieva Financial 3.95% 2 years 4.30% WealthONE Bank of Canada Achieva Financial 4.10% 3 years 4.40% WealthONE Bank of Canada MCAN, Oaken, Saven 4.30% 5 years 4.55% WealthONE Bank of Canada Oaken Financial 4.50% Big banks, 1 y...
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Your March Wellness Guide: From Daylight Saving to Spring Cleaning

 


Happy March 1st! As we step into this vibrant month, let’s embrace the changing season and prioritize our well-being. Here’s your comprehensive guide to a happier, healthier you:

1. Unplug and Reconnect

Today marks the Global Day of Unplugging. As the sun sets, consider stepping away from screens and tech devices. Take a leisurely walk, host a game night with friends, or simply people-watch at your favorite coffee shop. Disconnect to reconnect with the world around you.

2. Spring Forward with Daylight Saving Time

On Sunday, March 10, at 2 a.m., it’s time to “spring forward” for daylight saving time. While we gain more daylight in the evenings, we lose an hour of sleep. To ease this transition, consider going to bed a little earlier in the days leading up to DST. Remember, adjusting your clocks isn’t just about time—it impacts our health too.

3. Asparagus: Spring’s Nutrient-Packed Delight

With spring’s arrival, fresh produce is back in season. Add asparagus to your shopping basket. Not only is it delicious, but it also boasts health benefits:

  • Rich in fiber and antioxidants
  • High in vitamins A, C, E, and K
  • Acts as a natural diuretic
  • Contains glutathione, which helps combat carcinogens and free radicals So, can you spare a spear? Explore springtime recipes featuring this vibrant veggie.

4. Colorectal Cancer Awareness Month

March serves as a reminder to prioritize our health. If you’re between the ages of 45 and 75, book that routine colonoscopy. Early detection is key, and taking care of your gut health is essential. Even if you’re younger, consider discussing your family history and any concerning symptoms with your doctor.

Let’s make March a month of growth, renewal, and self-care. 

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