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The Fed Just Hiked Rates. Here's What It Means for Your Canadian Mortgage.

  The U.S. Federal Reserve raised its benchmark rate 25 basis points yesterday — the first hike in three years. The Bank of Canada hasn't moved. That gap is now the biggest story in Canadian personal finance. MoneySavings.ca  |  September 17, 2026  |  Canadian Money Brief Yesterday afternoon, the Federal Open Market Committee voted 12-0 to raise the U.S. federal funds rate by a quarter point, pushing it to a target range of 3.75%–4.00%. It's the Fed's first rate hike since July 2023, and Chair Kevin Warsh made clear it almost certainly won't be the last. The Bank of Canada, by contrast, has held its overnight rate at 2.25% through seven straight meetings. It doesn't decide again until October 28. For Canadians with a mortgage, a renewal coming up, or a home equity line of credit, this matters more than it might look at first glance. 3.75–4.00% New U.S. Fed Rate 2.25% Bank of Canada Rate 1.625% Rate Gap (vs. 1.375% yesterday) ~71.5¢ Loonie (post-hike low) What th...

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Your March Wellness Guide: From Daylight Saving to Spring Cleaning

 


Happy March 1st! As we step into this vibrant month, let’s embrace the changing season and prioritize our well-being. Here’s your comprehensive guide to a happier, healthier you:

1. Unplug and Reconnect

Today marks the Global Day of Unplugging. As the sun sets, consider stepping away from screens and tech devices. Take a leisurely walk, host a game night with friends, or simply people-watch at your favorite coffee shop. Disconnect to reconnect with the world around you.

2. Spring Forward with Daylight Saving Time

On Sunday, March 10, at 2 a.m., it’s time to “spring forward” for daylight saving time. While we gain more daylight in the evenings, we lose an hour of sleep. To ease this transition, consider going to bed a little earlier in the days leading up to DST. Remember, adjusting your clocks isn’t just about time—it impacts our health too.

3. Asparagus: Spring’s Nutrient-Packed Delight

With spring’s arrival, fresh produce is back in season. Add asparagus to your shopping basket. Not only is it delicious, but it also boasts health benefits:

  • Rich in fiber and antioxidants
  • High in vitamins A, C, E, and K
  • Acts as a natural diuretic
  • Contains glutathione, which helps combat carcinogens and free radicals So, can you spare a spear? Explore springtime recipes featuring this vibrant veggie.

4. Colorectal Cancer Awareness Month

March serves as a reminder to prioritize our health. If you’re between the ages of 45 and 75, book that routine colonoscopy. Early detection is key, and taking care of your gut health is essential. Even if you’re younger, consider discussing your family history and any concerning symptoms with your doctor.

Let’s make March a month of growth, renewal, and self-care. 

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