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How Canadian Savers Can Protect Their Money in 2026

As 2026 unfolds, Canadian savers are navigating a financial landscape shaped by falling interest rates, persistent living‑cost pressures, and evolving tax‑advantaged opportunities. Experts say this is the year to be intentional, strategic, and proactive with your money. Reevaluate Your Savings Accounts Interest rates have been trending downward, and many high‑interest savings accounts have quietly reduced their payouts. GIC rates remain more stable, but they too are expected to soften as rate cuts continue. What to do now: Check the current rate on every savings account you hold Compare alternatives and switch if your rate has dropped significantly Consider laddering GICs to lock in competitive yields while they’re still available Make the Most of Your TFSA The Tax‑Free Savings Account remains one of the most powerful tools for Canadians. With annual contribution room increasing over time, it’s an ideal place to shelter both short‑term savings and long‑term investments. Why...

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US stocks are on the rise today, with futures pointing to further gains as investors gear up for a fresh wave of earnings reports. Here are the key highlights:

  1. Tech-Focused Investors Anticipate Earnings: Investors are closely watching the tech sector as companies like Tesla (TSLA) prepare to release their quarterly results. S&P 500 futures rose 0.3% after staging a comeback from a six-day run of losses in the previous session.

  2. Tesla’s Catalyst: Tesla’s earnings are likely to be a significant catalyst for the S&P 500, given the stock’s weight in the index. The results, due after the market close, will be pivotal for Elon Musk’s electric vehicle maker, which has faced headwinds such as disappointing delivery outlooks and strategy shifts.

  3. Big Tech Earnings: This week, we’ll see highly anticipated results from other tech giants as well, including Meta (META), Microsoft (MSFT), and Alphabet (GOOG). Some analysts suspect that the momentum of these megacaps may be fading.

  4. GM’s Strong Start: Legacy automaker General Motors (GM) kicked off the earnings season on Tuesday by posting strong first-quarter results and raising its full-year guidance. GM’s stock popped around 4%, signaling success with its new electric vehicles and cost-cutting measures.

  5. Spotify’s Beat: Audio streamer Spotify (SPOT) swung to a profit, and its stock jumped amid an earnings beat.

Investors are hopeful that this week’s rush of Big Tech earnings will help pull stocks out of the slump that has persisted since the start of the year. However, some on Wall Street remain cautious. Keep an eye on the markets as we navigate through this earnings-packed week!


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