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Two-Thirds of RDSP Money Goes Unclaimed: How Ottawa's $70,000 Disability Benefit Actually Works

  Published August 19, 2026 Of the 311,000 active Registered Disability Savings Plans opened since the program launched in 2008, Canadians have contributed $3.3 billion — and Ottawa has matched that with $5.1 billion in grants and $2.1 billion in bonds, according to figures reported by BNN Bloomberg on Wednesday. That sounds like a program working as intended. It isn't. The same report cites the latest Statistics Canada tally showing that two-thirds of the government money set aside for the RDSP goes unclaimed every year, largely because eligible Canadians don't know the plan exists. If you or someone in your family is approved for the Disability Tax Credit, this is one of the highest-value accounts the federal government offers — richer, dollar for dollar, than the RRSP, the TFSA, or the RESP. Here's how the math actually works, and what it takes to claim your share. Who qualifies Anyone approved for the Disability Tax Credit (DTC) — via CRA Form T2201, certified by a medi...
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Biden and Trump Agree to Two Presidential Debates Ahead of 2024 Election

 

In a surprising turn of events, U.S. President Joe Biden and former President Donald Trump have agreed to participate in two general election debates. The first debate is scheduled for June 27, hosted by CNN, and the second will take place on September 10, hosted by ABC. This sets the stage for their first presidential face-off, just over a month away.

The quick agreement on the debate timetable followed Biden’s announcement that he would not participate in the fall presidential debates sponsored by the nonpartisan commission that has organized them for more than three decades. Instead, Biden’s campaign proposed that media outlets directly organize the debates between the presumptive Democratic and Republican nominees.

The unusually early timing of the first debate means that neither Biden nor Trump will have formally accepted their party’s nomination. Hours after Biden’s announcement, he accepted an invitation from CNN, playfully adding, “Over to you, Donald.” Trump, who had previously insisted he would debate Biden anytime and anywhere, confirmed his participation on Truth Social, saying, “Let’s get ready to Rumble!!!” Soon after, they agreed to the second debate on ABC.

The swiftness with which these debates were arranged reflects each candidate’s strategy. Trump and his team believe the debates will highlight voters’ concerns about Biden’s age and competence, while Biden’s team aims to remind voters of why they voted Trump out of the White House four years ago. These debates are particularly crucial in a year when voters express underwhelming enthusiasm for their choices and have concerns about the candidates’ advanced ages—Biden is 81, and Trump is 77.

As the election season heats up, all eyes will be on these debates, where the two candidates will face off in a high-stakes showdown. The outcome could significantly impact the trajectory of the 2024 election, making these debates a critical moment on the political calendar.

Stay tuned for more updates as the candidates prepare to spar on the national stage! 

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