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We Built a Budget Planner Spreadsheet for Canadian Households — Here's What's Inside

  If you've been reading our RRSP/TFSA/FHSA and household budgeting pieces, you already know the line we keep coming back to: a plan is only as good as your ability to actually track it. So we built something to close that gap. Introducing the Canadian Budget Planner It's an editable spreadsheet — not a course, not a subscription, just a tool you can start using today — built specifically around how Canadian households actually budget. What's inside: Monthly Budget tab — Planned vs. Actual across Housing, Transportation, Debt, Food, Personal and more, with totals and your savings rate calculated automatically RRSP, TFSA and FHSA contributions get their own line — treated as a required part of the budget, not whatever's left over at the end of the month Annual Overview tab — a 12-month view with an auto-updating income-vs-expenses chart and a savings-rate chart, so you can see your trend across the year Just fill in the blue cells — every total, difference, and percen...
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Global Alert Issued for LGBTQ2 Safety Amid Rising Threats

The U.S. State Department recently issued a worldwide security alert, raising concerns about the safety of LGBTQ2 individuals and events abroad. The alert comes in response to an increased risk of “foreign terrorist organization-inspired violence” targeting LGBTQ2 communities. As we approach Pride Month, both Canada and the United States are on high alert.

The State Department advises U.S. citizens overseas to exercise increased caution, especially in locations frequented by tourists and during Pride celebrations. While the department did not provide specific details on the threat, it underscores the importance of vigilance and awareness for LGBTQ2 travelers.

U.S. Secretary of State Antony Blinken emphasized the ongoing challenges faced by LGBTQ2 people, including discrimination and violence. He reaffirmed their universal human rights and dignity, urging global recognition and support.

In Canada, Prime Minister Justin Trudeau acknowledged progress but highlighted the need for continued efforts to create a safer, more inclusive environment. While Canada has not issued a similar global travel warning, its website offers advice for LGBTQ2 travelers facing potential barriers and risks abroad.

As we stand together against discrimination and violence, let us remain vigilant and committed to ensuring the safety and well-being of LGBTQ2 communities worldwide.

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