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We Built a Budget Planner Spreadsheet for Canadian Households — Here's What's Inside

  If you've been reading our RRSP/TFSA/FHSA and household budgeting pieces, you already know the line we keep coming back to: a plan is only as good as your ability to actually track it. So we built something to close that gap. Introducing the Canadian Budget Planner It's an editable spreadsheet — not a course, not a subscription, just a tool you can start using today — built specifically around how Canadian households actually budget. What's inside: Monthly Budget tab — Planned vs. Actual across Housing, Transportation, Debt, Food, Personal and more, with totals and your savings rate calculated automatically RRSP, TFSA and FHSA contributions get their own line — treated as a required part of the budget, not whatever's left over at the end of the month Annual Overview tab — a 12-month view with an auto-updating income-vs-expenses chart and a savings-rate chart, so you can see your trend across the year Just fill in the blue cells — every total, difference, and percen...
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Fundraising Halt: Biden's July Donations Take a Dive

 

In a surprising turn of events, President Joe Biden's fundraising efforts have hit a significant roadblock. Several key fundraisers for Biden's reelection campaign have been put on hold as July donations have seen a sharp decline. 

This sudden drop in financial support has raised concerns among Democratic sources involved in the events. The Biden Victory Fund has also issued a memo instructing a pause in donor calls, signaling a potential shift in campaign strategy. 

Despite these challenges, House Democrats have managed to secure a substantial fundraising haul, indicating a complex financial landscape for the party. The Biden campaign's difficulties come at a critical juncture, with the reelection team bracing for a seismic fundraising hit following a recent debate that has taken a toll on operations. 

The situation has led to a growing apprehension within the party, with some advisers and operatives expressing fears that Biden's fundraising is 'cratering' amid a slowdown in both large and small donor contributions. As the campaign navigates this financial turbulence, the implications for Biden's reelection prospects remain uncertain.

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