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RRSP vs TFSA vs FHSA — Which Should You Prioritize in 2026?

  Published: April 2026 | Reading time: 11 min | Category: Investing, Personal Finance, Tax Savings Three registered accounts. Three sets of rules. And most Canadians are using at least one of them wrong. The RRSP, TFSA, and FHSA each offer powerful tax advantages — but they work in completely different ways, and the right priority order depends entirely on your income, your goals, and your timeline. Picking the wrong one first can cost you thousands in taxes over your lifetime. This guide breaks down exactly how each account works, who it's best for, and the optimal contribution strategy for 2026 based on your situation. A Quick Overview of All Three Accounts Before diving into strategy, here's how each account actually works: RRSP TFSA FHSA Contribution deductible? Yes No Yes Growth taxed? No No No Withdrawals taxed? Yes (as income) No No (if for a first home) 2026 annual limit 18% of income, max $32,490 $7,000 $8,000 Lifetime li...

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Global IT Systems Recover After Major Outage Caused by Faulty Software Update

   

                                          

Businesses and services worldwide are gradually returning to normal after a massive IT outage caused by a faulty software update from cybersecurity firm CrowdStrike. The update, which was not the result of a cyberattack, led to widespread disruptions across various sectors, including airlines, banks, healthcare, and media.

The issue began when a defect in a content update for CrowdStrike’s Falcon Sensor software caused Windows computers to crash, displaying the infamous “blue screen of death.” This malfunction affected numerous organizations globally, grounding flights, disrupting banking services, and causing delays in healthcare and other critical services.

CrowdStrike’s CEO, George Kurtz, apologized for the disruption and assured that a fix had been deployed. However, the recovery process is expected to take some time as businesses work through backlogs and other issues caused by the outage.

The incident has highlighted the vulnerabilities in the world’s interconnected technologies and the need for better contingency plans to prevent such widespread disruptions in the future.


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