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Bank of Canada Rate Decision Countdown: What to Expect on July 15

  Published July 4, 2026 In eleven days, the Bank of Canada will make its fifth interest rate call of 2026. If you've got a mortgage renewing, a variable rate that moves with the Bank's decisions, or savings sitting in a high-interest account, this is the date to have circled. Here's where things stand heading into July 15, and what the smart money is expecting. Where the rate sits right now The Bank of Canada has held its policy rate at 2.25% since its last two decisions, with the Bank Rate at 2.50% and the deposit rate at 2.20%. The July 15 announcement, released at 9:45 a.m. ET, will also come with a full Monetary Policy Report, since the Bank publishes its detailed economic projections quarterly alongside the January, April, July, and October decisions. Why most economists expect another hold The case for standing pat comes down to two forces pulling in opposite directions: Inflation is running hot, but mostly for one reason. Canada's headline inflation rate jumped...
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7 Carry-On Essentials for a Smooth Flight, According to Travel Experts

 

Here are seven carry-on essentials recommended by travel reporters to make your next flight as smooth as possible:

  1. Fanny Pack: Keep your essential items like your wallet, boarding pass, keys, and passport easily accessible by wearing a fanny pack. This helps avoid the hassle of digging through your bag.

  2. Foot Hammock: A small, portable foot hammock can make a big difference in comfort, especially on long flights. It attaches to the tray table and allows you to rest your feet comfortably.

  3. Toothbrush and Toothpaste: Freshen up during long flights with a toothbrush and toothpaste. Keeping these in your carry-on ensures they’re easily accessible.

  4. Travel Blanket or Scarf: Airplanes can get quite cold, so having a light blanket or scarf can keep you warm and comfortable.

  5. Compression Socks: These help improve circulation and reduce swelling during long flights, making your journey more comfortable.

  6. Hand Sanitizer and Wipes: Keep your hands clean and sanitize your seating area with hand sanitizer and wipes.

  7. Entertainment: Bring a book, Kindle, or download movies and music to keep yourself entertained during the flight.


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