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Reaching Your CPP Contribution Maximum: What Workers Need to Know

  Understanding when you’ve hit the Canada Pension Plan (CPP) maximum contribution for the year can save you confusion—and help you make sense of your paycheques as the year goes on. The CPP is designed with an annual limit, meaning once you’ve contributed the maximum required amount, no further CPP deductions should come off your income for the rest of that calendar year. How CPP Contributions Work CPP contributions are based on: Your employment income The year’s maximum pensionable earnings (YMPE) The CPP contribution rate Each year, the federal government sets: A maximum amount of income on which CPP contributions apply (the YMPE) The maximum total contribution you and your employer must make Once your income reaches that threshold, your contributions stop automatically. How to Know You’ve Reached the Maximum Here are the simplest ways to tell: Check your pay stub Your pay stub shows year‑to‑date CPP contributions. Compare this number to the annual maximum ...
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7 Carry-On Essentials for a Smooth Flight, According to Travel Experts

 

Here are seven carry-on essentials recommended by travel reporters to make your next flight as smooth as possible:

  1. Fanny Pack: Keep your essential items like your wallet, boarding pass, keys, and passport easily accessible by wearing a fanny pack. This helps avoid the hassle of digging through your bag.

  2. Foot Hammock: A small, portable foot hammock can make a big difference in comfort, especially on long flights. It attaches to the tray table and allows you to rest your feet comfortably.

  3. Toothbrush and Toothpaste: Freshen up during long flights with a toothbrush and toothpaste. Keeping these in your carry-on ensures they’re easily accessible.

  4. Travel Blanket or Scarf: Airplanes can get quite cold, so having a light blanket or scarf can keep you warm and comfortable.

  5. Compression Socks: These help improve circulation and reduce swelling during long flights, making your journey more comfortable.

  6. Hand Sanitizer and Wipes: Keep your hands clean and sanitize your seating area with hand sanitizer and wipes.

  7. Entertainment: Bring a book, Kindle, or download movies and music to keep yourself entertained during the flight.


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