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5 Things to Know Today — September 22, 2026

  September 22, 2026 BoC hike odds reach a coin flip. Oil retreats from four-month highs. Trump's Belarus potash play draws fire. A new federal bill speeds up major projects — with strings attached. Here's what moves your money today. 1. BoC October Hike Is Now a Coin Flip The Bank of Canada next meets October 28 , and markets are evenly split on whether it will raise rates for the first time since cutting to 2.25%. The whiplash is largely imported: after the U.S. Federal Reserve hiked 25 basis points to 3.75–4.00% on September 16 in a unanimous 12-0 vote — the first American rate increase since July 2023 — market-implied odds of a matching BoC move jumped from below 10% to roughly 60% in two weeks, according to LSEG Data & Analytics. Before the BoC's September 2 hold, odds of a hold sat at 94%. The 175-basis-point gap between the BoC (2.25%) and the Fed (3.75–4.00%) is the widest since 2022, which puts direct downward pressure on the loonie and upward pressure on Ca...
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Bat Cupcakes

 

Ingredients:

  • Chocolate Cupcakes: You can use homemade or store-bought.
  • Chocolate Frosting: Homemade or store-bought.
  • Candy Googly Eyes: Found in the baking section of most grocery or craft stores.
  • Mini Oreos: For the bat’s face.
  • Regular Oreos: Split and broken in half to create the bat wings.

Instructions:

  1. Frost the Cupcakes: Pipe a generous layer of chocolate frosting on each cupcake.
  2. Prepare the Bat Wings: Twist apart regular-sized Oreos and scrape off the filling. Break each half into two pieces to create wings.
  3. Make the Bat Faces: Dab two small dots of frosting onto each mini Oreo and press a candy googly eye onto each dot.
  4. Assemble: Insert two Oreo wings into the frosting at the top of each cupcake. Place a mini Oreo with googly eyes in front of the wings to create the bat’s face.

Happy baking! 🧁🦇

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