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Start Saving Now for September: Your RESP Checklist Before the School Year Hits

  Canadian Money Brief · Family Finance September feels a long way off on July 1. That's exactly why now is the right time to look at your child's RESP — not in late August when the school supply list arrives and the grant math gets rushed. If you have a Registered Education Savings Plan (or you've been meaning to open one), here's what to check right now, and why the calendar year — not the school year — is what actually matters. Why July, Not August The Canada Education Savings Grant (CESG) — the government's 20% match on RESP contributions — runs on the calendar year , not the school year. Grant room for 2026 resets on a January-to-December basis, and it doesn't carry any special "back to school" deadline. But summer is genuinely the best time to check your numbers, for three reasons: You still have six full months left in the year to top up if you're behind. Contributions made now have more time to grow before your child needs the money. You av...
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Diplomatic Tensions Between India and Canada Worry Punjab Residents

 


The recent diplomatic spat between India and Canada has left many residents of Punjab anxious about their future plans. The expulsion of diplomats from both countries, following the murder of a Sikh separatist leader, has heightened concerns among those planning to work, study, or visit family in Canada.

Students, who heavily rely on Canadian educational institutions, fear that the strained relations could lead to stricter visa regulations and reduced opportunities. Families with relatives in Canada are also worried about potential travel restrictions and the impact on their ability to visit loved ones.

Local leaders and community members are urging both governments to de-escalate the situation and find a diplomatic resolution to avoid further disruption to the lives of ordinary citizens.

The uncertainty has cast a shadow over the aspirations of many young people in Punjab, who see Canada as a land of opportunity for higher education and better career prospects. As the situation unfolds, the hope remains that dialogue and cooperation will prevail to restore normalcy and safeguard the dreams of those affected.


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