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RRSP vs TFSA vs FHSA — Which Should You Prioritize in 2026?

  Published: April 2026 | Reading time: 11 min | Category: Investing, Personal Finance, Tax Savings Three registered accounts. Three sets of rules. And most Canadians are using at least one of them wrong. The RRSP, TFSA, and FHSA each offer powerful tax advantages — but they work in completely different ways, and the right priority order depends entirely on your income, your goals, and your timeline. Picking the wrong one first can cost you thousands in taxes over your lifetime. This guide breaks down exactly how each account works, who it's best for, and the optimal contribution strategy for 2026 based on your situation. A Quick Overview of All Three Accounts Before diving into strategy, here's how each account actually works: RRSP TFSA FHSA Contribution deductible? Yes No Yes Growth taxed? No No No Withdrawals taxed? Yes (as income) No No (if for a first home) 2026 annual limit 18% of income, max $32,490 $7,000 $8,000 Lifetime li...
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Arbuckle Leads Argos to Grey Cup Glory with Stellar Performance

 

In a thrilling showdown at the 111th Grey Cup, Nick Arbuckle led the Toronto Argonauts to a commanding 41-24 victory over the Winnipeg Blue Bombers. Making his first Grey Cup start, Arbuckle threw for two touchdowns, earning MVP honors and securing Toronto’s 19th championship title.

The game, held at BC Place Stadium in Vancouver, saw the Argonauts dominate the fourth quarter, outscoring the Bombers 24-3. Arbuckle’s precise passing and the Argos’ formidable defense, which recorded four interceptions, were key to their triumph.

Toronto’s defense shone brightly, with three interceptions in the final quarter alone, including a 61-yard pick-six by Robert Priester that sealed the victory. The Argos’ offense was equally impressive, with Arbuckle completing 26 of 37 passes for 252 yards.

Winnipeg’s efforts were led by Zach Collaros, who threw for 202 yards and one touchdown but was hindered by four interceptions. Despite a strong start, the Bombers couldn’t keep up with the Argos’ relentless pace.

This victory marks the Argonauts’ second Grey Cup win in three years, solidifying their status as one of the CFL’s most successful franchises.


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