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5 Things to Know Today: Tariffs, a CPI Surprise, and the Mortgage Rate Gap

  July 21, 2026 A new round of US tariffs, a surprise inflation dip, and a widening gap between fixed and variable mortgage rates are all moving in different directions today. Here's what's happening and what it means for your money. 1. Washington hits Canada with new 50% tariffs on everyday goods The White House has announced fresh 50% tariffs on a wide list of Canadian exports, including wine, dairy, furniture, hockey equipment, cement, and clothing. The move is framed as retaliation over Canada's dairy quotas, car import rules, and provincial bans on US alcohol. The tariffs take effect August 19 and apply even to goods that would normally qualify duty-free under CUSMA, though energy, potash, fish, and critical minerals are exempt. What it means for you: This round targets export industries, not imports into Canada, so it won't directly raise shelf prices here the way a Canadian tariff on US goods would. The bigger risk is indirect — job pressure in affected sectors ...
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Final Countdown: Key Updates and Things to Know as U.S. Election Nears

 

With just three days remaining until the U.S. presidential election, the race between Vice President Kamala Harris and former President Donald Trump is reaching its climax. Both candidates are making their final appeals to voters in key battleground states, aiming to sway undecided voters and solidify their support base.


Latest Updates:

1. Polling Data: Recent polls indicate a tight race, with Harris holding a slight edge nationally but Trump leading in several key swing states.

2. Early Voting: Early voting numbers have reached unprecedented levels, with millions of Americans already casting their ballots.

3. Campaign Events: Harris and Trump are hosting dueling rallies in battleground states like Wisconsin and Pennsylvania, making their final pitches to voters.

Key Things to Know:

1. Polling Accuracy: Confidence in polling has been shaken by past errors, but efforts are being made to improve accuracy.


3. Candidates' Stances: Harris and Trump have different approaches to key issues such as abortion, climate change, and gun control.


3. Electoral College: The election will be decided by the Electoral College, with battleground states playing a crucial role6
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As Election Day approaches, the outcome remains uncertain, with both campaigns working tirelessly to secure a victory on November 5. Stay informed and make your voice heard.



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