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Two-Thirds of RDSP Money Goes Unclaimed: How Ottawa's $70,000 Disability Benefit Actually Works

  Published August 19, 2026 Of the 311,000 active Registered Disability Savings Plans opened since the program launched in 2008, Canadians have contributed $3.3 billion — and Ottawa has matched that with $5.1 billion in grants and $2.1 billion in bonds, according to figures reported by BNN Bloomberg on Wednesday. That sounds like a program working as intended. It isn't. The same report cites the latest Statistics Canada tally showing that two-thirds of the government money set aside for the RDSP goes unclaimed every year, largely because eligible Canadians don't know the plan exists. If you or someone in your family is approved for the Disability Tax Credit, this is one of the highest-value accounts the federal government offers — richer, dollar for dollar, than the RRSP, the TFSA, or the RESP. Here's how the math actually works, and what it takes to claim your share. Who qualifies Anyone approved for the Disability Tax Credit (DTC) — via CRA Form T2201, certified by a medi...
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Parmesan Crusted Chicke

 


For Breading

  • ½ cup all purpose flour
  • 2 eggs
  • ⅔ cup seasoned Italian bread crumbs 
  • ⅓ cup freshly grated Parmigiano-Reggiano cheese
  • ¼ teaspoon salt
  • ¼ teaspoon freshly ground black pepper
  • 1 tablespoon finely chopped fresh herbs, such as thyme, parsley, chives or rosemary

For Chicken

  • 3-4 boneless skinless chicken breasts (about 1½ pounds), pounded ¼"-thick (see note)
  • Salt and freshly ground black pepper
  • ¼ cup olive oil
  • Lemon wedges, for serving

  • INSTRUCTIONS


    • 1. Prepare the Breading Stations: Set up three shallow bowls. Fill the first with flour, the second with beaten eggs, and the third with a mixture of bread crumbs, Parmesan cheese, salt, pepper, and chopped fresh herbs.

    2. Season the Chicken: Season the chicken breasts with salt and pepper.

    3. Bread the Chicken: Dredge each chicken breast in flour, then dip in the egg mixture, and finally coat with the bread crumb mixture.

    4. Cook the Chicken: Heat oil in a large sauté pan over medium heat. Cook the chicken breasts for 2-3 minutes on each side until golden brown and cooked through.

    5. Serve: Serve immediately with lemon wedges.

    This dish is perfect for a weeknight dinner or a special occasion. Enjoy!


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