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What to Do with Your Tax Refund: 5 Smart Moves for Canadians

  Tax Season · Personal Finance By MoneySavings.ca Editorial Team • May 7, 2026 • 7 min read Tax season is wrapping up across Canada, and for millions of Canadians, that means a refund cheque — or a direct deposit — is on its way. The average Canadian tax refund hovers around $1,800. That's real money. The question is: what's the smartest thing you can do with it? It's tempting to treat a tax refund like "found money" and splurge. But here's the truth — that refund was your money all along. The government was just holding it for you, interest-free. So before it quietly disappears into day-to-day spending, let's look at five moves that will make it work harder for you. $1,800 The average Canadian tax refund — enough to make a meaningful dent in debt, pad an emergency fund, or kick-start your TFSA for the year. 1 Pay Down High-Interest Debt First If you're carrying a balance on a credit card, this should be your very first call. Most Canadian credit car...
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Woman Faces Multiple Charges in Taylor Swift Eras Tour Ticket Scam, Toronto Police Say

 

 Toronto police have arrested a woman from Burlington, Ontario, for allegedly scamming dozens of Taylor Swift fans out of nearly $70,000 by selling fraudulent concert tickets. The accused, who used the alias "Denise Blackhawk," allegedly sold fake tickets for Swift's Eras Tour on Facebook Marketplace.

Victims sent e-transfers for the tickets, believing they would receive them closer to the concert date. However, on the day of the show, the tickets were never transferred, and when victims requested refunds, they were told the money was gone. The accused faces 32 counts of fraud under $5,000 and possession of property obtained by crime under $5,000, as well as one count each of fraud over $5,000 and possession of property obtained by crime over $5,000.

Toronto police are working with Halton Regional Police Service on the investigation and believe there may be more victims. The accused is scheduled to appear in court on January 10, 2025.




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