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Bank of Canada Rate Decision Countdown: What to Expect on July 15

  Published July 4, 2026 In eleven days, the Bank of Canada will make its fifth interest rate call of 2026. If you've got a mortgage renewing, a variable rate that moves with the Bank's decisions, or savings sitting in a high-interest account, this is the date to have circled. Here's where things stand heading into July 15, and what the smart money is expecting. Where the rate sits right now The Bank of Canada has held its policy rate at 2.25% since its last two decisions, with the Bank Rate at 2.50% and the deposit rate at 2.20%. The July 15 announcement, released at 9:45 a.m. ET, will also come with a full Monetary Policy Report, since the Bank publishes its detailed economic projections quarterly alongside the January, April, July, and October decisions. Why most economists expect another hold The case for standing pat comes down to two forces pulling in opposite directions: Inflation is running hot, but mostly for one reason. Canada's headline inflation rate jumped...
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Your daily horoscope: November 27


HOROSCOPES IF TODAY IS YOUR BIRTHDAY

The influence of Mars on your birthday will open your mind to new possibilities and have you exploring ideas that previously you never knew existed. What you discover about the way of the world is likely to transform your outlook on life.

ARIES (March 21 - April 20):

Time is too precious to waste on petty quarrels and petty people, so close your ears to what others are saying and forge ahead both in your personal life and in your career. Only your own sense of caution can derail your ambitions.

TAURUS (April 21 - May 21):

Your will be extremely active over the next 24 hours and what you accomplish will not be a short-term success but will stand the test of time. You don’t need to get permission to start something new, you just need to trust your instincts and get going.

GEMINI (May 22 - June 21):

The planets indicate that a friend or colleague needs your assistance but feels unable to approach you directly. Fortunately, you will pick up on their covert distress signals and ride to their aid without a moment’s hesitation. That’s who you are.

CANCER (June 22 - July 23):

If you ask the right questions today you will get the right answers but they may be a bit disturbing. Why? Because you had already settled on what was the “truth” before even asking those questions. Now ask them again with an open mind.

LEO (July 24 - Aug. 23):

No amount of wishful thinking is going to make a difference to your current situation but action most certainly will, so focus on your ultimate goal and then invest in it every ounce of energy you possess. Your forceful nature is sure to bring success.

VIRGO (Aug. 24 - Sept. 23):

Although your ruling planet Mercury is now moving retrograde you can and you must open your mind to new possibilities. If you are going to make the most of your many talents you will need to be a lot more flexible in your thinking.

LIBRA (Sept. 24 - Oct. 23):

You know that you need help but because you don’t want to be in anyone’s debt you may be reluctant to ask for it. Fortunately, today’s sun-Mars link will encourage you to open up and allow others to get inside your emotional defences.

SCORPIO (Oct. 24 - Nov. 22):

Certain methods and routines have had their day and now you must junk them once and for all. You don’t need a new philosophy to live by ready to go, just start making minor changes and over time your whole strategy will change for the better.

SAGITTARIUS (Nov. 23 - Dec. 21):

Today’s sun-Mars link will endow you with amazing self-confidence, which is good, but you may also be a bit reckless when it comes to signing up to new adventures. Think ahead and only do what takes you closer to your long-term goals.


CAPRICORN (Dec. 22 - Jan. 20):

The fact that various people you don’t always see eye-to-eye with are now being exceedingly nice to you will, of course, make you suspicious, but there is no need for it. The planets indicate they really do have your best interests at heart.

AQUARIUS (Jan. 21 - Feb. 19):

You may not be fussy about how to get from where you are now to where you want to be in the future but you need to remember that the ends do not justify the means. If your actions are negative or cruel the consequences won’t be enjoyable.

PISCES (Feb. 20 - Mar. 20):

Wishful thinking can be fun but it can also divert you away from what you should be working on. Make sure every thought you have today takes you closer to your long-term goal. Just because you are a Pisces does not mean you cannot be practical.

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