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RRSP vs TFSA vs FHSA — Which Should You Prioritize in 2026?

  Published: April 2026 | Reading time: 11 min | Category: Investing, Personal Finance, Tax Savings Three registered accounts. Three sets of rules. And most Canadians are using at least one of them wrong. The RRSP, TFSA, and FHSA each offer powerful tax advantages — but they work in completely different ways, and the right priority order depends entirely on your income, your goals, and your timeline. Picking the wrong one first can cost you thousands in taxes over your lifetime. This guide breaks down exactly how each account works, who it's best for, and the optimal contribution strategy for 2026 based on your situation. A Quick Overview of All Three Accounts Before diving into strategy, here's how each account actually works: RRSP TFSA FHSA Contribution deductible? Yes No Yes Growth taxed? No No No Withdrawals taxed? Yes (as income) No No (if for a first home) 2026 annual limit 18% of income, max $32,490 $7,000 $8,000 Lifetime li...
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Grandmother Feared Swallowed by Sinkhole While Searching for Cat

 


Authorities are currently conducting a search and rescue mission for 64-year-old Elizabeth Pollard, who is feared to have been swallowed by a sinkhole while looking for her cat, Pepper. The incident occurred in the village of Marguerite, about 40 miles east of Pittsburgh.

Pollard's family reported her missing early Tuesday morning after she went out Monday evening to search for her cat. Her car was found parked near the Union Restaurant, and her 5-year-old granddaughter was discovered safe inside the vehicle. The sinkhole, which appeared to be new, was not noticed by hunters and restaurant workers in the area earlier in the day.

Rescue teams have been using an excavator and a pole camera with a sensitive listening device to search the area. A shoe was spotted about 30 feet below the surface, leading authorities to believe Pollard may still be in a void. The sinkhole is suspected to have been caused by subsidence from old coal mining activity in the area.

The community is holding out hope for a positive outcome as the search continues.




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