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How Canadian Savers Can Protect Their Money in 2026

As 2026 unfolds, Canadian savers are navigating a financial landscape shaped by falling interest rates, persistent living‑cost pressures, and evolving tax‑advantaged opportunities. Experts say this is the year to be intentional, strategic, and proactive with your money. Reevaluate Your Savings Accounts Interest rates have been trending downward, and many high‑interest savings accounts have quietly reduced their payouts. GIC rates remain more stable, but they too are expected to soften as rate cuts continue. What to do now: Check the current rate on every savings account you hold Compare alternatives and switch if your rate has dropped significantly Consider laddering GICs to lock in competitive yields while they’re still available Make the Most of Your TFSA The Tax‑Free Savings Account remains one of the most powerful tools for Canadians. With annual contribution room increasing over time, it’s an ideal place to shelter both short‑term savings and long‑term investments. Why...

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TSX Ends Year on High Note Despite Recent Dip


Despite closing lower on the last trading day of the year, the Toronto Stock Exchange (TSX) is poised to record its best performance since 2021. The S&P/TSX Composite Index saw a 22% increase over the year, driven by strong performances from key sectors such as technology and healthcare.

While the final trading session saw a slight dip, investor sentiment remains optimistic as the TSX continues to reach new all-time highs. Analysts attribute this success to robust earnings reports and positive economic indicators, suggesting a promising outlook for the coming year.




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