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Two-Thirds of RDSP Money Goes Unclaimed: How Ottawa's $70,000 Disability Benefit Actually Works

  Published August 19, 2026 Of the 311,000 active Registered Disability Savings Plans opened since the program launched in 2008, Canadians have contributed $3.3 billion — and Ottawa has matched that with $5.1 billion in grants and $2.1 billion in bonds, according to figures reported by BNN Bloomberg on Wednesday. That sounds like a program working as intended. It isn't. The same report cites the latest Statistics Canada tally showing that two-thirds of the government money set aside for the RDSP goes unclaimed every year, largely because eligible Canadians don't know the plan exists. If you or someone in your family is approved for the Disability Tax Credit, this is one of the highest-value accounts the federal government offers — richer, dollar for dollar, than the RRSP, the TFSA, or the RESP. Here's how the math actually works, and what it takes to claim your share. Who qualifies Anyone approved for the Disability Tax Credit (DTC) — via CRA Form T2201, certified by a medi...

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Ford Calls for Early Election Amidst Political Turmoil


Ontario Premier Doug Ford is set to request the dissolution of the provincial parliament today, triggering an early election scheduled for February 27. Ford's office announced that he will visit Lt.-Gov. Edith Dumont this afternoon to end the legislature's 43rd parliament. Ford has stated that he needs a new mandate from the electorate to address issues related to U.S. President Donald Trump.

Opposition leaders, including NDP Leader Marit Stiles, Liberal Leader Bonnie Crombie, and Green Party Leader Mike Schreiner, have criticized the decision, calling it a waste of time and money. Despite the controversy, Ford plans to continue his duties as premier, including a visit to Washington, D.C., in February with other premiers, while also campaigning as the leader of the Progressive Conservatives.

The early election call comes amidst a backdrop of political and economic challenges, with Ford seeking to solidify his position and address pressing issues facing the province.

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