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Two-Thirds of RDSP Money Goes Unclaimed: How Ottawa's $70,000 Disability Benefit Actually Works

  Published August 19, 2026 Of the 311,000 active Registered Disability Savings Plans opened since the program launched in 2008, Canadians have contributed $3.3 billion — and Ottawa has matched that with $5.1 billion in grants and $2.1 billion in bonds, according to figures reported by BNN Bloomberg on Wednesday. That sounds like a program working as intended. It isn't. The same report cites the latest Statistics Canada tally showing that two-thirds of the government money set aside for the RDSP goes unclaimed every year, largely because eligible Canadians don't know the plan exists. If you or someone in your family is approved for the Disability Tax Credit, this is one of the highest-value accounts the federal government offers — richer, dollar for dollar, than the RRSP, the TFSA, or the RESP. Here's how the math actually works, and what it takes to claim your share. Who qualifies Anyone approved for the Disability Tax Credit (DTC) — via CRA Form T2201, certified by a medi...
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Mark Carney Gains Momentum with Key Endorsements in Liberal Leadership Race

 

Liberal leadership hopeful Mark Carney has secured the endorsements of four more current and former cabinet ministers. On Tuesday, Indigenous Services Minister Patty Hajdu, Crown-Indigenous Relations and Northern Affairs Minister Gary Anandasangaree, and former housing minister Sean Fraser all threw their support behind Carney on social media. 

Environment Minister Steven Guilbeault also endorsed Carney while speaking to reporters at the Liberal cabinet retreat in Montebello, Quebec. Guilbeault praised Carney's experience and background, highlighting their collaboration on issues such as green energy transition and fighting climate change. 

Carney's stance on carbon pricing has been a focal point of his campaign. While he has been a longtime supporter of carbon pricing to combat climate change, he has hinted at a policy shift, suggesting that if the carbon price is to be replaced, it must be with something equally or more effective. 

The Liberal Party will choose a new leader on March 9 to replace Prime Minister Justin Trudeau, who announced his resignation earlier this month. Carney's growing list of endorsements positions him as a strong contender in the leadership race.

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