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RRSP vs TFSA vs FHSA — Which Should You Prioritize in 2026?

  Published: April 2026 | Reading time: 11 min | Category: Investing, Personal Finance, Tax Savings Three registered accounts. Three sets of rules. And most Canadians are using at least one of them wrong. The RRSP, TFSA, and FHSA each offer powerful tax advantages — but they work in completely different ways, and the right priority order depends entirely on your income, your goals, and your timeline. Picking the wrong one first can cost you thousands in taxes over your lifetime. This guide breaks down exactly how each account works, who it's best for, and the optimal contribution strategy for 2026 based on your situation. A Quick Overview of All Three Accounts Before diving into strategy, here's how each account actually works: RRSP TFSA FHSA Contribution deductible? Yes No Yes Growth taxed? No No No Withdrawals taxed? Yes (as income) No No (if for a first home) 2026 annual limit 18% of income, max $32,490 $7,000 $8,000 Lifetime li...

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Pope Francis Sustains Another Injury: Falls and Bruises Raise Concerns

 

Pope Francis has once again fallen, this time injuring his right arm. The 88-year-old pontiff was treated at his Vatican residence, the Santa Marta House, where he was found with a bruised forearm. While the injury is not severe and no fractures were reported, the arm has been immobilized as a precautionary measure.

This recent fall follows another incident on December 7, 2024, when Pope Francis hit his chin on a nightstand, resulting in a noticeable bruise. Despite these health challenges, the Pope has continued to maintain his busy schedule, attending various audiences and events.

Pope Francis has faced ongoing mobility issues, often relying on a wheelchair, cane, or walker to move around. His resilience and determination to carry out his duties despite his age and health concerns have been widely noted.

The Vatican has assured the public that the Pope is in stable condition and that there are no changes to his public schedule. However, these recent falls have raised concerns about his overall health and the physical demands of his role.

As the world watches, many are hoping for the Pope's swift recovery and continued strength in leading the Catholic Church.




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