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Start Saving Now for September: Your RESP Checklist Before the School Year Hits

  Canadian Money Brief · Family Finance September feels a long way off on July 1. That's exactly why now is the right time to look at your child's RESP — not in late August when the school supply list arrives and the grant math gets rushed. If you have a Registered Education Savings Plan (or you've been meaning to open one), here's what to check right now, and why the calendar year — not the school year — is what actually matters. Why July, Not August The Canada Education Savings Grant (CESG) — the government's 20% match on RESP contributions — runs on the calendar year , not the school year. Grant room for 2026 resets on a January-to-December basis, and it doesn't carry any special "back to school" deadline. But summer is genuinely the best time to check your numbers, for three reasons: You still have six full months left in the year to top up if you're behind. Contributions made now have more time to grow before your child needs the money. You av...
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Provinces to Fund Nurse Practitioners for Primary Care by 2026

 

Starting in 2026, provincial and territorial health plans will cover primary care provided by nurse practitioners, pharmacists, and midwives. This change is part of a new interpretation of the Canada Health Act, which will take effect on April 1, 2026. Federal Health Minister Mark Holland announced that regulated health-care professionals who aren't doctors will be able to bill the government for medically necessary services that would otherwise be provided by a physician.

The move aims to address the shortage of primary care providers and ensure that patients are not paying out of pocket for necessary care. Holland emphasized that charging patients for these services isn't consistent with universal health care and that nurse practitioners should be able to bill the health-care system the same way doctors do.

This policy change is expected to relieve pressure on primary care physicians and improve access to needed care. The changes will be enforced through federal health transfer payments, which could be deducted if patients are charged for medically necessary care.




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