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Rate Watch: Best GIC, Savings and Mortgage Rates in Canada (Nov 13, 2026)

  Rate Watch | Canadian Money Brief Best GIC, Savings and Mortgage Rates in Canada Today Friday, November 13, 2026 • Bank of Canada rate 2.50% • Prime 4.70% The Bank of Canada raised its policy rate to 2.50% on October 28. Savers saw very little of it: GIC rates barely moved, and big-bank savings accounts still pay next to nothing. Borrowers saw more of it: the lowest 5-year fixed mortgage rate crept up from 4.34% to 4.44% after bond yields jumped. Here is where the best rates sit today. 4.05% Best 1-yr GIC WealthONE 4.55% Best 5-yr GIC WealthONE 2.85% Top HISA (no promo) WealthONE / Saven 4.44% Lowest 5-yr fixed insured mortgage 3.60%+ Lowest 5-yr variable insured mortgage Best GIC Rates Term Best rate Provider Runner-up 1 year 4.05% WealthONE Bank of Canada Achieva Financial 3.95% 2 years 4.30% WealthONE Bank of Canada Achieva Financial 4.10% 3 years 4.40% WealthONE Bank of Canada MCAN, Oaken, Saven 4.30% 5 years 4.55% WealthONE Bank of Canada Oaken Financial 4.50% Big banks, 1 y...
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Hostage Deal Breakthrough Amidst Mourning in Israel

In a significant development, mediators have successfully brokered a breakthrough in the Gaza hostage deal, bringing hope amidst the ongoing conflict. The agreement comes as Israel mourns the tragic loss of the Bibas family, who were among the youngest hostages seized during the October 7, 2023, attack by Hamas militants.

The deal, finalized in Cairo, involves the release of hundreds of Palestinian prisoners in exchange for the bodies of Israeli hostages. This breakthrough is expected to ease tensions and maintain the fragile ceasefire between Israel and Hamas. The agreement was reached just as a funeral procession for Shiri Bibas and her two young sons, Ariel and Kfir, took place in Rishon LeZion, Israel.

The Bibas family, who were kidnapped from their home in Kibbutz Nir Oz, have become a symbol of the trauma suffered by Israel during the conflict. Thousands of mourners gathered to pay their respects, carrying Israeli flags and orange balloons, a new symbol of mourning for the hostages.

The ceasefire deal, brokered by Egyptian and Qatari mediators, includes the release of 33 Israeli hostages and around 1,900 Palestinian prisoners in its first phase. The second phase is expected to involve the release of the remaining hostages and a complete Israeli withdrawal from Gaza.

As the world watches, the hope is that this breakthrough will pave the way for lasting peace and the swift return of all remaining hostages.





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