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Ontario Auto Insurance Just Changed: What Every Driver Needs to Know Before July 1

  If you drive in Ontario, this affects you — starting July 1, 2026 , the biggest shake-up to Ontario's auto insurance system in decades is here. Nine benefits that were automatically included in every policy for years are now optional extras you have to pay for separately — or go without. The Ford government is calling it consumer choice. Critics are calling it a coverage cliff. Either way, Ontario drivers need to understand what just changed before their next policy renewal — because the default "basic" plan is now much leaner than what you're used to. From Standard Package to À La Carte Ontario's auto insurance has always included a bundle of Statutory Accident Benefits (SABs) — no-fault coverage that kicks in when you're hurt in a collision, regardless of who caused it. Think income replacement, caregiver support, funeral costs. They were simply part of the deal. That changes now. Starting July 1, 2026, only three categories of benefits remain mandatory in...

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Your daily horoscope: February 8, 2024

 

HOROSCOPES IF TODAY IS YOUR BIRTHDAY

The more you wait for conditions to move in your favour the less time you will have to make your mark on the world, so draw up a blueprint of what you want to accomplish this year and just get on with it. The only right time is now.

ARIES (March 21 - April 20):

Honesty is a must this weekend because others will know in an instant if you are bending the truth by even the smallest amount. Don’t worry if the words you use sound a bit harsh. Others will be impressed by your commitment to telling the truth.

TAURUS (April 21 - May 21):

If you make an effort to talk to people in positions of power this weekend they will make an effort to hear what you have to say. You don’t need to be an expert to have an opinion, so speak up and get your viewpoint across.

GEMINI (May 22 - June 21):

You know how to adapt and that’s just as well because there will be some major changes over the next 48 hours and ignoring them won’t be an option. The more flexible your approach is the more success you are likely to enjoy.

CANCER (June 22 - July 23):

There is no point trying to convince others that you know what you are talking about, because the more your doubts are on show the more they will seek to undermine your confidence. Act as if you possess total self-confidence, and eventually you will!

LEO (July 24 - Aug. 23):

You may disagree profoundly with someone on a personal level but that does not mean you cannot get along with them on a professional level. So long as you don’t allow trivial matters to come between you this should be a hugely productive weekend.

VIRGO (Aug. 24 - Sept. 23):

If you make an effort to tie up loose ends now then what occurs later on won’t trip you up the same way it does other people. On the work front, especially, your mind needs to be razor sharp and your actions need to be ruthlessly efficient.

LIBRA (Sept. 24 - Oct. 23):

Cosmic activity in your fellow Air signs of Gemini and Aquarius makes this one of the best times of the year for having fun and for getting new creative activities off the ground. If you’ve got a big idea then believe in it and make it happen.

SCORPIO (Oct. 24 - Nov. 22):

The more others try to shut you up this weekend the more determined you will be to speak your mind. You are in one of those moods when you have no intention of pulling your verbal punches for fear of causing offence. The truth hurts!

SAGITTARIUS (Nov. 23 - Dec. 21):

The planets indicate you can turn dreams into realities now, simply by believing you have what it takes and acting that way whatever challenges life chooses to throw at you. Your mind is a powerful tool and you must use it for your own benefit .

CAPRICORN (Dec. 22 - Jan. 20):

If you don’t like the direction a project you are involved with seems to be moving then either find a way to change that direction or get out while you can. The very last thing you need this weekend is to be associated with failure.

AQUARIUS (Jan. 21 - Feb. 19):

Mind planet Mercury links with the sun in your sign this weekend, which among other things means your thoughts will be turned into words in an instant. Don’t forget that just because you can say something does not mean you have to say it.

PISCES (Feb. 20 - Mar. 20):

You cannot possibly live up to the image that some people appear to have of you, so stop trying to be perfect and just be who you are. That way your efforts are less likely to fall short and more likely to bring results you can be proud of.

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