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Lock In or Stay Variable? What Every Canadian Homeowner Must Decide Before April 29

   Bank of Canada headquarters, Ottawa. Overnight rate held at 2.25% since October 2025. Next decision: April 29, 2026.  The Bank of Canada has held its rate at 2.25% for three straight decisions — but with inflation creeping back up, a Middle East conflict pushing oil prices, and over one million mortgage renewals on the horizon, the stakes of getting this wrong have never been higher. The Canadian Money Brief April 25, 2026 6 min read THE CANADIAN MONEY BRIEF BANK OF CANADA 2.25% 2.25% POLICY RATE HELD SINCE OCT. 2025 · THIRD CONSECUTIVE HOLD NEXT DECISION: APR. 29, 2026 If your mortgage is coming up for renewal in the next six to eighteen months, the question keeping you up at night is probably this: do I lock in a fixed rate now — or do I ride out a variable rate and hope the Bank of Canada does something helpful? It's the right question to be asking. And right now, the answer is more complicated — and more consequential — than it has been in years. The Bank of Canada...
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A United Front for Peace: U.K., France, and Ukraine Collaborate on Ceasefire Plan

In a significant diplomatic development, the United Kingdom, France, and Ukraine have announced their agreement to work together on a ceasefire plan aimed at ending Russia's ongoing war in Ukraine. The plan, spearheaded by British Prime Minister Keir Starmer and French President Emmanuel Macron, will be presented to the United States for further discussions.

The announcement comes amidst heightened tensions following a contentious meeting between Ukrainian President Volodymyr Zelenskyy and U.S. President Donald Trump. Despite the challenges, European leaders are determined to forge a path toward peace. The ceasefire plan is expected to include provisions for Ukraine's sovereignty and security, as well as a framework for lasting stability in the region.

The initiative underscores the importance of international collaboration in addressing global conflicts and highlights Europe's commitment to supporting Ukraine in its fight for freedom and territorial integrity. The upcoming summit in London will bring together leaders from across Europe and NATO to discuss the plan and explore further measures to ensure peace in the region.

This united effort marks a pivotal moment in the pursuit of a peaceful resolution to one of the most pressing conflicts of our time.

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