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RRSP vs TFSA vs FHSA — Which Should You Prioritize in 2026?

  Published: April 2026 | Reading time: 11 min | Category: Investing, Personal Finance, Tax Savings Three registered accounts. Three sets of rules. And most Canadians are using at least one of them wrong. The RRSP, TFSA, and FHSA each offer powerful tax advantages — but they work in completely different ways, and the right priority order depends entirely on your income, your goals, and your timeline. Picking the wrong one first can cost you thousands in taxes over your lifetime. This guide breaks down exactly how each account works, who it's best for, and the optimal contribution strategy for 2026 based on your situation. A Quick Overview of All Three Accounts Before diving into strategy, here's how each account actually works: RRSP TFSA FHSA Contribution deductible? Yes No Yes Growth taxed? No No No Withdrawals taxed? Yes (as income) No No (if for a first home) 2026 annual limit 18% of income, max $32,490 $7,000 $8,000 Lifetime li...
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April 5: A Day of Resistance Against Trump and Musk

As tensions rise over controversial policies and decisions by former President Donald Trump and billionaire Elon Musk, a wave of protests is set to sweep across the globe on April 5. Organizers are calling this the largest single day of demonstrations since Trump’s second term began. With over 600 events planned in cities across the United States and internationally, the protests aim to challenge what activists describe as an authoritarian power grab threatening democracy and essential social programs.

In Washington, D.C., thousands are expected to gather at the National Mall for a massive rally, while similar events will take place in cities like Los Angeles, Buffalo, and London. The movement, fueled by growing frustration with the administration's agenda, seeks to defend civil rights, public education, and healthcare against proposed cuts.

The protests also target Musk’s leadership of the Department of Government Efficiency (DOGE), accusing him of pushing extreme measures to slash federal spending and workforce. Demonstrators have organized "Tesla Takedown" rallies at Tesla dealerships nationwide, condemning Musk’s influence in reshaping government policies.

April 5 promises to be a defining moment in the fight for democracy and justice, as citizens unite to voice their opposition to policies they believe undermine the fabric of society.

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