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Fixed vs. Variable Mortgages in Canada: Which Should You Choose Right Now?

  Mortgages | Personal Finance | June 2026 Variable rates sit at 3.30% while fixed rates have climbed above 4%. The Bank of Canada is frozen between inflation and recession. Here's what that means for your mortgage decision today. By MoneySavings.ca Staff  |   June 26, 2026 📊 Today's Best Mortgage Rates — June 26, 2026 Type Term Lowest Rate (Broker) Big Bank Range Variable 5-Year ~3.30% ~3.50–4.00% Fixed (Insured) 5-Year ~4.04% ~4.50–5.20% Fixed (Conventional) 5-Year ~3.94% Higher Bank of Canada Policy Rate 2.25%  |  Prime Rate: 4.45% Sources: NerdWallet Canada, Ratehub.ca, WOWA.ca, bestrates.ca. Rates as of June 26, 2026. Broker rates require qualification; Big Bank rates are estimates. Your actual rate depends on your credit score, down payment, and mortgage type. If you're buying a home, renewing a mortgage, or simply trying to make sense of an unusually complex rate environment, you've arrived at the right question at a complicated moment. The Canadian...
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Measles Resurgence in Ontario: Protect Your Family Now

 

Ontario is witnessing a concerning resurgence of measles, a highly contagious yet preventable disease. With over 370 reported cases, including hospitalizations, the outbreak is primarily affecting unvaccinated individuals. Measles spreads through airborne droplets and can linger in the air for hours, making it one of the most infectious viruses.


Symptoms to Watch For:

  • High fever
  • Red, blotchy rash
  • Cough and runny nose
  • Red, watery eyes

How to Protect Yourself and Your Family:

1. Vaccination: Ensure everyone in your household is up-to-date with the Measles, Mumps, and Rubella (MMR) vaccine. Two doses provide near-total protection.

2. Check Immunization Records: Adults unsure of their vaccination status should consult their healthcare provider.

3.  Avoid Exposure: If you suspect measles, call your doctor before visiting to prevent spreading the virus.

4. Practice Hygiene: Regular handwashing and avoiding close contact with sick individuals can reduce risk.

Measles can lead to severe complications, especially in children and immunocompromised individuals. By staying informed and proactive, you can help curb the spread of this preventable disease.

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