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The Fed Decides Wednesday — Here's What It Means for Your Mortgage, the Loonie, and Your RRSP

  Monday, July 27, 2026 The U.S. Federal Reserve hands down its rate decision at 2 p.m. ET on July 29. For most Canadians it will feel like background noise. It isn't — here's the plain-language version of why it touches your mortgage, your cross-border spending, and whatever's sitting in your RRSP. The short version: Markets are pricing roughly a two-in-three chance the Fed holds its rate at 3.50%–3.75% on Wednesday. That's not the story. The story is that this is one of the least certain "sure thing" holds in years — and Chair Kevin Warsh's press conference at 2:30 p.m. ET could matter more than the decision itself. Why this meeting is different The Fed has held its benchmark rate steady at 3.50%–3.75% through every meeting so far in 2026. On paper, Wednesday should be more of the same. Under the hood, it's messier. Persistent inflation, running well above the Fed's 2% target for a fifth straight year, has kept a rate hike on the table. The oil-...
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Ontario's Measles Crisis: A Community on High Alert

In the heart of Ontario, a measles outbreak has gripped the province, marking the largest surge since the disease was declared eliminated in Canada in 1998. With over 470 cases reported since October, the outbreak has spread across multiple regions, including Southwestern Ontario and Grand Erie, where the majority of cases are concentrated. 

The highly contagious nature of measles, coupled with low vaccination rates in certain areas, has fueled the rapid spread. Public health officials are urging residents to ensure their immunizations are up-to-date, as unvaccinated children account for most of the hospitalizations. 

Efforts to contain the outbreak include enhanced surveillance, public awareness campaigns, and the use of innovative tools like wastewater testing in cities like Ottawa. This method, though still in its early stages, offers a promising way to detect the virus and prevent further spread. 

As Ontario battles this public health challenge, the importance of vaccination and community vigilance has never been clearer. The fight against measles is a reminder of the collective responsibility to protect the most vulnerable among us.

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