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Start Saving Now for September: Your RESP Checklist Before the School Year Hits

  Canadian Money Brief · Family Finance September feels a long way off on July 1. That's exactly why now is the right time to look at your child's RESP — not in late August when the school supply list arrives and the grant math gets rushed. If you have a Registered Education Savings Plan (or you've been meaning to open one), here's what to check right now, and why the calendar year — not the school year — is what actually matters. Why July, Not August The Canada Education Savings Grant (CESG) — the government's 20% match on RESP contributions — runs on the calendar year , not the school year. Grant room for 2026 resets on a January-to-December basis, and it doesn't carry any special "back to school" deadline. But summer is genuinely the best time to check your numbers, for three reasons: You still have six full months left in the year to top up if you're behind. Contributions made now have more time to grow before your child needs the money. You av...
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Blossoms in Bloom: Transforming a Quiet Park into a Springtime Haven

Each spring, the Lower Mainland witnesses a magical transformation as cherry blossoms burst into bloom, drawing crowds to parks that are otherwise quiet and unassuming. One such park, typically known for its barren landscape, becomes a vibrant hub of activity as visitors flock to admire the delicate pink and white blossoms.

The cherry blossoms, with their fleeting beauty, symbolize renewal and the ephemeral nature of life. Families, photographers, and nature enthusiasts gather under the blooming trees, capturing moments of joy and serenity. The park, once overlooked, becomes a cherished destination, reminding everyone of the simple pleasures that nature offers.

This annual spectacle not only highlights the beauty of cherry blossoms but also fosters a sense of community as people come together to celebrate the arrival of spring. It's a reminder that even the most unassuming places can hold extraordinary charm when nature takes center stage.

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