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Two-Thirds of RDSP Money Goes Unclaimed: How Ottawa's $70,000 Disability Benefit Actually Works

  Published August 19, 2026 Of the 311,000 active Registered Disability Savings Plans opened since the program launched in 2008, Canadians have contributed $3.3 billion — and Ottawa has matched that with $5.1 billion in grants and $2.1 billion in bonds, according to figures reported by BNN Bloomberg on Wednesday. That sounds like a program working as intended. It isn't. The same report cites the latest Statistics Canada tally showing that two-thirds of the government money set aside for the RDSP goes unclaimed every year, largely because eligible Canadians don't know the plan exists. If you or someone in your family is approved for the Disability Tax Credit, this is one of the highest-value accounts the federal government offers — richer, dollar for dollar, than the RRSP, the TFSA, or the RESP. Here's how the math actually works, and what it takes to claim your share. Who qualifies Anyone approved for the Disability Tax Credit (DTC) — via CRA Form T2201, certified by a medi...

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From Coding to Canonization: Carlo Acutis, the First Millennial Saint

Carlo Acutis, a British-born Italian teenager, is set to become the Catholic Church’s first millennial saint. Known for his deep faith and remarkable tech skills, Acutis used his passion for computers to spread religious teachings, creating a website documenting Eucharistic miracles worldwide. His devotion to faith and service made him a beacon of inspiration for young Catholics.

Born in London in 1991 and raised in Milan, Acutis was drawn to Catholicism from an early age. He attended daily Mass, prayed the rosary, and dedicated himself to helping the less fortunate. Tragically, he passed away from leukemia at just 15 years old in 2006. His legacy, however, continued to grow, with reports of miraculous healings attributed to his intercession.

The Vatican recognized two miracles linked to Acutis, paving the way for his canonization. His official sainthood will be declared in a ceremony at St. Peter’s Square on April 27, 2025, marking a historic moment for the Church. His story resonates deeply with modern believers, proving that faith and technology can coexist in meaningful ways.


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